ACH vs. Paysafecard

Playing across online casino sites, you are probably in the search for the most convenient method to use to get safe and fast transactions, so the good news is, ACH and PaySafeCard are two options you can consider. Not only are transactions with them perfectly safe and quick, but these two fundamentally different payment solutions are also super easy to use and available to players from different parts of the world. Plus, they are quite popular across online casinos, so it shouldn’t be difficult for you to choose a site you’d like to join to use either of the two. Why decide to use ACH or PaySafeCard at an online casino?

About ACH and PaySafeCard

ACH and PaySafeCard are popular payment methods across global casinos, mainly because they cater to different types of players, due to their availability and the service they’re offering. The former is more of a traditional method, meant for people who believe in conventional banking, while the latter an alternative solution that is more suited for millennials and forward-thinking users that want to use alternative banking for online gambling purposes. So, considering how differently they function, it is only normal that they have different types of fan bases across online casinos. Let’s check them out separately so that you could decide better which one of the two would be more suited for you.

As introduced, ACH is a traditional method, functioning in collaboration with banks and the standard banking system. The acronym stands for Automated Clearing House, but you may have figured that out. This means that to use it, you would need to have an active bank account. But, there’s another condition that you must meet in case you wish to use it, and that is to be a citizen of the United States. This is a solution connected to the US banking system, so you need to have an account with a US bank in order to use its services. But, the great news is, as such, it is connected to the very best US banks, so you’ll know that all your funds will be always safe with it, and handled the best way possible.

Its role in the entire transfer process is of a facilitator, connecting you, your bank and the online platform you want to pay at. It has the aid of several other third-party partners to make the transaction possible, but that’s not your concern. All you need to do is request a transaction via it and the solution will ensure to deduct the requested money amount from your bank account and make sure it lands on the account provided by the online platform of your interest. Therefore, to make a deposit at an online casino, you don’t have to do anything but request the transaction. ACH will take it from there and ensure that the money you requested lands on your online casino balance.

One more thing we need to mention about this solution right here is that it allows for high transaction limits, so you can actually transact huge amounts of money with it. It goes without saying that this comes quite in handy for all those US high-rollers that wish to make big deposits. But also for all of those players who win a massive prize, like a jackpot prize. Instead of claiming your prize in batches, you can claim it all at once, and that’s one of the main reasons why ACH is on the list of top withdrawal methods for US players. US players love using it, especially for withdrawals, precisely because they can withdraw large amounts of money with it.

Contrary to ACH, which is only available to players from one country, PaySafeCard is available all over the world. This is a truly global prepaid card, accepted in more than 40 countries left and right. It has been launched in 2000, so it has been operating for over two decades, improving its services and strengthening its position as a leading alternative method on the global financial scene. It greatly helps the fact that it is operated by one of the most important financial companies in the world, too, PaySafe Group. This is the name behind two other popular methods, Neteller and Skrill. A few years back the company also acquired UKash, and further enhanced its offering.

When it comes to PaySafeCard, you should know that it offers several prepaid card types you can choose from and use, all safe to use across the internet, and regulated by the Financial Conduct Authority. The first one offered is the regular PaySafeCard, which can be purchased and used both offline and online, the second one is the reloadable one launched in partnership with MasterCard and the third one is the online-only option, called MyPaySafeCard.

Therefore, before you decide to start using the prepaid card, you better check out all of the offered options, to decide which card type would suit you best. Regardless of the one you choose to go with, you should know that they are all extremely popular across online casinos. PaySafeCard is a method offered across more than 900 online casino sites! That’s 900 reasons why you should consider using it. Stay with us to learn how to get started with it and use it across online casino sites.

Getting Started with the Two Solutions

Since one is in collaboration with banks and the other one a prepaid card you need to purchase, as you would assume, different getting started procedures would apply.

To start using ACH…

… there won’t be any official getting started the procedure, actually. You won’t need to register an account with it, and the online banking profile that you have with your bank would suffice for using it. You don’t even need to visit your bank to request a transaction with it. All you’d need to do is choose it as your payment method, request a transaction via it by entering the needed banking details, and that would be it. Naturally, don't forget that in order to do that, you'd need to be a citizen of the US with a bank account with one of the many leading US banks.

After you provide the needed details about your bank account, you’d also need to provide details about the receiver. And from there, ACH along with its third-party partners will make sure the money is safely deducted from your bank account and transferred to the desired destination, in our case, your online casino balance.

Visit PaySafeCard’s official website…

… to learn your options when it comes to getting started with it. First, you should know that you can use it either by purchasing the card at a land-based or an online outlet. There are more than 650,000 PayPoint outlets across more than 40 countries that you can visit to purchase your voucher. You can find the outlet nearest to your home by entering your address in the Find Sales Outlet tool on its website. All of the online platforms, gas stations, and stores that resell these prepaid cards would be listed there.

As mentioned earlier, after you’ve found the outlet that works for you, you’d need to decide on the type of prepaid card you’d like to purchase. Remember, you have the regular, the online-only and the MasterCard reloadable cards to choose from. Upon purchase, you’ll receive a 16-digit code which you will use as your password and verification when depositing at an online casino. And since you’re not required to spend all the money on your prepaid card at once, you can use this code for a balance check on the website.

The prepaid cards come in denominations from $10 to $100, in some countries even up to $175, but as you can see, you do not need to use them all at once, and you can keep the money for further purchases and payments. But, see, the 16-digit code is crucial for everything, so make sure you keep it safe.

Using ACH and PaySafeCard Across Online Casinos

ACH is a solution you will find offered across most, if not all, casinos that cater to US players. PaySafeCard, on the other hand, is accepted across most casinos in general, since there are more than 900 gambling sites that offer it as a payment method. Therefore, regardless of the method you choose to go with, you will definitely find a suitable casino for you to join to start using it.

To make a deposit with ACH, you would need to do the following:

  1. Go to the casino’s Payments/Cashier/Banking page.
  2. Look for ACH’s logo and press it.
  3. In the new window, enter the bank account details as required.
  4. Specify how much you’d like ACH to deduct from your bank account and transfer to your casino balance.
  5. ACH will ask for your permission and confirmation to successfully deduct the requested amount.
  6. Wait for the money to arrive safely on your casino balance.

You should know at this point that with ACH, although extremely safe and convenient, deposits will not be instantaneous. Since there are banks and third parties involved, the process will last a few working days. That's why many US players prefer not to use it for deposits. However, even though the same waiting times apply for withdrawals with ACH, US players are still choosing ACH over any other method when it comes to cashing out their winnings. The reason? The higher withdrawal limits, of course! Players can withdraw large amounts of money with it, and that’s why ACH is one of the best withdrawal methods for US players. The withdrawing process, by the way, is pretty much the same as the one described for depositing, only the other way around.

With PaySafeCard, deposits are instant, of course, and you’d need to go through the following steps to make them:

  1. Visit the casino’s Payments/Cashier/Banking page.
  2. Look for PaySafeCard’s logo and press it.
  3. Specify how much you’d like to deposit and enter the 16-digit code.
  4. Confirm the transaction and in an instant, the money will arrive on your balance.

The depositing process is not only instant but also incredibly intuitive, as you could see. Unfortunately, unless you've decided on the online-only MyPaySafeCard, for which you need to create an account, you cannot make withdrawals with PaySafeCard. The regular and the reloadable cards won't work for withdrawals, only the one card for which you could provide a return address to the casino, to send you your winnings. Plus, not all casinos that offer it for deposits also allow withdrawals with it, so in that case, you would need to look for an alternative for cashouts.

Advantages and Disadvantages

The main disadvantages related to both of these methods are pretty evident, so let’s start with them. With ACH, the country restriction, the fact that it can only be used by US players, ones that have an active bank account with a US bank, is a real bummer for those other global players that are interested in using it. And two, the fact that deposits with it won’t be instant is also disappointing. With PaySafeCard, on the other hand, you can only deposit up to $175 per transaction, since that’s the highest denomination you could purchase the prepaid card for. And, then, there’s the fact that unless you’re using the MyPaySafeCard card type, you won’t be able to make withdrawals with it.

Both have two downsides, as you can see. But, they also have so many perks to share with you, which definitely prevail.

ACH is an incredible payment method to use for withdrawals. You can withdraw as much as you want with it, and because of that, it is accepted across most, if not all, US casinos for withdrawals. Players absolutely love withdrawing winnings with it. You don’t really need to register an account with it, and yet, you're getting incredibly safe online banking, backed up by your bank. And even though they won't be instant, deposits with it are pretty simple, so this is the method to choose as a US player.

PaySafeCard, on the other hand, is accepted all across the globe, across 40 countries and across over 650,000 reselling outlets. Its availability is unrivalled when it comes to the casinos that accept it, too, as over 900 online gambling sites are offering it for deposits. Deposits with it are instant, and you don’t need to share more than the 16-digit number to complete them. The brand is extremely popular, not only across the online gambling industry, but across many industries, and that’s mainly because it is led by one of the most powerful financial companies.

So, compare the pros and cons with both, and depending on whether you’re more into traditional or alternative payment methods, choose whether to use ACH or PaySafeCard. Whichever you decide to go with, depending on your preferences, you can rest assured that you’ll make a great choice.

Payment Methods Comparison
Payment methods name ACH Paysafecard
Available accounts n/a 1 account
Available currencies n/a USD, ARS, AUD, BGN, CAD, CHF, DKK, GBP, HRK, HUF, LVL, NOK, MXN, NZD, PEN, PLN, MDL
Account management fees n/a From the 13th Month, a monthly fee of 5 GBP will be deducted from the paysafecard account if the customer has not carried out any transactions in the paysafecard account within 12 months.
Account unused n/a 5 GBP per month
Exchange fees (FX) n/a 3%
p2p Money transfer
Send money p2p n/a Both the use of paysafecard prepaid codes and payment using the paysafecard account are basically free
Receive money p2p n/a Both the use of paysafecard prepaid codes and payment using the paysafecard account are basically free
Deposit fees
Bank transfer n/a 4 %
Instant bank transfer n/a 4%
Credit card n/a 4%
Withdraw fees
Bank transfer n/a 6 GBP
Prepaid card at the ATM n/a 3% (min. 3 GBP)
To merchant site n/a free
PrePaid card n/a paysafecard Mastercard
Fee to order n/a 8 GBP annual
Membership n/a 3 GBP from 7th month
Costs for cash withdrawals at the ATM n/a 3% (min. 3 GBP)
Costs at points of sale n/a The transaction fee is a customer fee which can be charged by individual pre-defined retailers and which must be declared.
New prepaid card n/a 4 GBP
Cash withdrawal at ATM limits/24h n/a 400 GBP
Points of sale limits/24h n/a 1,500 GBP
Delivery time n/a 4 to 20 working days
Available currencies n/a USD, ARS, AUD, BGN, CAD, CHF, DKK, GBP, HRK, HUF, LVL, NOK, MXN, NZD, PEN, PLN, MDL
Two factor authentication n/a 3D Secure
Link to terms & conditions

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