MoneyGram vs. Discover

For people looking into online casino payment methods, MoneyGram and Discover are quintessential options. These payment methods are well-established, safe, and reliable, giving users the perfect base to start their online gambling journey. Naturally, that’s not all they have to offer. While they’re drastically different in how they operate, their additional perks put convenience at the forefront. This makes transacting a breeze, no matter your experience with them. These options are undoubtedly some of the best choices, but if you’re like us, you probably want to know more about what makes them tick. Below, we’ll go into more detail about several aspects of these services by answering one big question. Why use MoneyGram or Discover in online casinos?

About MoneyGram and Discover

moneygram

MoneyGram might be one of the most well-established banking services of our time, but it’ll likely still surprise some of you to learn that it originated way back in the 1940s! Then, one part of the future powerhouse, named Travelers Express, started making rounds in the US as an up-and-coming money order service. Things didn’t change for this company for a long time, but later in 1998, it partnered with Integrated Payment SystemsInc. and became the service we know today as MoneyGram. This was just one part of the big overhauls the brand would go through in time. For instance, not long after, the service added the word international in its title to reflect its growing global reach.

Today, MoneyGram is easily one of the biggest money transfer services around. It has a staggering user base of over 150 million people worldwide, surpassing many fan-favorite options that have come after it. It’s no secret that the service is now one of the few leading brands in the field of payment solutions. It has branches in nearly every town and city you can think of, making it easy for users to reach it after a short walk. Of course, the method has kept up with the changing times. On top of its traditional money transfer service, it now offers a P2P digital money transfer service.

Until not too long ago, users could only transfer money with the service if they hopped on to the nearest MoneyGram location and made a physical transfer. The digital money transfer services changed this instantly, giving millions of users a chance to make payments anytime, anywhere. As you can imagine, its popularity skyrocketed right after its release, and it wasn’t just because it upped the convenience of using the method. The digital money transfer by the brand offers top-tier performance that can’t be beaten. It’s also easy to use, as all you need is a valid bank card or bank account and a stable internet connection.

If you think we’re going overboard by showing the service with so much praise, you’ll be shocked to hear that we’re not finished yet. MoneyGram’s digital transfer service blew up quickly for a reason. As a start, users get a 20% discount on the fee of their subsequent transfer after using it. Additionally, they get a corresponding number of Plus Reward Points. These points are a part of the service’s loyalty program, so when you reach a certain amount, you can claim all kinds of treats! These excellent perks are enough to entice anyone, so it’s easy to see why the method has caught the attention of online casino connoisseurs everywhere.

Discover’s journey is much different than MoneyGram’s. While the latter established itself pretty early on as a leading service, the former came out much later than some of the other well-established brands in its category. The credit card was launched in 1986 by Discover Financial Services, smack-dab in a period when VISA, AmEx, and MasterCard were running the show. These bank cards were already huge successes, which made it harder for the service to break through to people and show them what it had to offer. Thankfully, it did! The payment method now has a loyal user base of over 5 million people, and it's still growing by the day.

As many of you might have guessed, Discover started its journey in the USA. Once it found some success in the region, it expanded to other locations, with Europe being its main target. Some are likely wondering how this credit card beat the odds and attracted users despite the fierce competition. The answer to this isn’t complicated. While its late debut was a setback in some ways, it was in good thing in others. The card launched with a few special perks that competitors didn’t offer, which placed it on the map for many. These perks included cashback, a lack of annual fees, and no need for a user account!

Combined with other pros like security and convenience, Discover’s unique perks made the service an excellent choice for most people. Of course, this perfect combo piqued the interest of one particular category of people – online gambling fans. One of the biggest reasons the service is so popular in online casinos is how its special perks bounce off of staple casino offers. They have excellent synergy with casino promotions and bonuses, and when used together, they can lead to worthwhile rewards any gamer can appreciate.

One final thing to note about Discover is the high-end security it provides. While the traditional safety channels it goes through are already great, the service takes things a step further by implementing the use of merchant codes. These are unique codes that every partnering brand is assigned. With their help, transactions are easy to distinguish and track from when they leave to their arrival at their intended destination. These codes are undoubtedly an excellent tool at the brand’s disposal, but they did work against US gamblers for a time. Back when US gambling laws were stricter, banks used these codes to identify online casino transactions and block them. This might not be an issue anymore, but it’s worth noting.

Getting Started with the Two Methods

discover (6)

Using MoneyGram is a much easier task than many imagine. The getting-started process with the service is easy, no matter how you choose to make your transaction. The first way to get started with the method is to go old-school and visit a physical location. If you’re not sure where to find a local MoneyGram location, you needn’t worry too much about it. Launch the official website for the service and click on the locator tool. The nifty feature will give you a list of nearby offices, so you can choose the one closest to you and be on your way. When you reach your destination, all you have to do is hand the clerk the required info for a transaction, and you’re done! 

The modern way to use MoneyGram is to take on its online transfer service. Doing this is even easier than the previous way, and not to mention much more convenient. To start, you’ll need to visit the service's official website or download its app through the Google Play Store or Apple App Store. Doing so should only take a few minutes. Once in, you’ll need to set up a user account. Fill out the forms with your personal information, and everything should be good to go. As a little side note, your info is kept confidential, so you needn’t worry about it being shared with anyone.

With your account now live, it’s time to move on to the transactions themselves. Open the app and website and enter the amount you want to send. You’ll also need to choose a recipient, and specify how the recipient will eventually pick up the money. Keep in mind that a fee is applied to the total sum based on the options you choose, so choose wisely. Up next, you’ll need to pay for the transaction. You do so through your bank account or bank card. You’re nearly done! When the payment is sent, you’ll be given a reference number for cashouts. Remember to give this code to the recipient and not share it with anyone else. 

The getting-started process with Discover is different, but still on the more convenient side. Users with a bank card are probably already aware of how the process goes, but there is one surprise they might not have seen coming. Applying for a credit card with the service is online! Since the payment method works with a different system that doesn’t tie directly into banks, the whole process is much more convenient. Before jumping into things, it’s worth noting that the service offers several credit card options. It’s best to learn more about them before applying for one.

After you’ve made your pick, you can get things going. The process itself keeps things pretty simple. It’s made up of two steps, both of which should take a few minutes each. The first part is filling out forms with your info. These forms can contain questions about your finances and other sensitive topics, but they’re only used to determine your eligibility for a credit card. The next and last part of the process is identity verification. Here, you’ll need to submit a valid form of photo ID to confirm you are who you say you are. Once you have everything in order, the service will look over the information and reach out as soon as possible.

Using MoneyGram and Discover in Online Casinos

Ease of use and convenience have been running themes with both of these services, and they extend to casino payments too. MoneyGram and Discover are popular payment methods with worldwide reach, and as such, they’re available in many online casinos. It should be easy to find a respectable online gambling venue and proceed to deposit in it with your preferred option.

If your first choice for online casino deposits happens to be MoneyGram, here’s how to proceed:

  1. Visit the casino’s Banking/Cashier/Payment Methods page. 
  2. Look for MoneyGram’s logo and click or tap on it. 
  3. In the new window, enter your credentials to access your account. 
  4. Specify how much you’d like to deposit, as well as the casino’s receiving details, if not specified already. 
  5. Pay the total sum with fees calculated using your card or bank account. 
  6. Send the reference number to the casino and wait for confirmation. When confirmed, the money will instantly arrive on your casino balance. 

MoneyGram withdrawals are one of the safest cash-out options out there. Because of the high level of security they offer, the service is a top pick for online gambling transactions in countries like the US. To make a withdrawal with the service, you’ll need to follow the same steps listed above for depositing, with some changes. The final step on the list is in reverse here. You’ll need to wait for the casino to send you the reference number, and then proceed to cash out.

If the deposit method you’ve opted for is Discover, here are the steps you’ll need to follow going forward:

  1. Choose the “Deposit with Credit/Debit Card” option.
  2. From the list of offered credit/debit cards, select Discover as your deposit option.
  3. Enter the card information requested on the screen.
  4. Enter the 3-digit verification code provided by Discover.
  5. Specify how much you wish to deposit and confirm the transaction.
  6. In an instant, the funds will arrive on your balance!

Discover withdrawals are as common as deposits and just as easy to do. All you need to do is follow the previous steps with minor changes. Unfortunately, withdrawing through the service comes with a downside. The processing times for this method are ridiculously slow, taking from five to seven days! While this might not be an issue for those with tons of patience, it’s a big con for players that need quick cashouts. Another thing players should consider when using Discover for deposits and withdrawals is the credit card gambling ban in the UK and Germany. Online gambling through credit cards is prohibited in these countries, so using the service in casinos in these regions is impossible.

Advantages and Disadvantages

The choice between MoneyGram and Discover is undoubtedly a hard one. Both of these options offer premium advantages that give them an edge when gaming online. Of course, they also have a few flaws that work against them in some areas. If you need more time to decide which one is the better fit for you, here’s a quick overview of their pros and cons that might accelerate the process.

MoneyGram is the perfect payment method in many regards. It’s safe, reliable, and reaches tons of online casinos in every corner of the world. The service also boasts excellent loyalty perks that lower its fees the more you use it and lead to other fun rewards. The one that could put some players off of the service is the fees. Sure, they’re not astronomical like what you’ll face with other methods, but they’re still something to consider for every transaction.

With Discover, users get most of the same perks they’d get when using any credit card. These include reliable service, a convenient platform, and high-end security. On top of these, they also benefit from the service’s special set of perks, mainly the cashback and lack of annual fees. While these put Discover near the top of the food chain, it’s worth considering the service’s biggest con – its processing times. They’re very slow, taking up to seven days for a cashout to go through.

Armed with the information from this text, you should be able to choose one of these top-tier payment options to accompany you on your online gambling journey. Both are impressive in their own right, so no matter which one you choose, you’re in for a good time!

Payment Methods Comparison
Payment methods name MoneyGram Discover
Available accounts 1 account 1 account
Available currencies USD n/a
Account management fees n/a free
Exchange fees (FX) Fees vary depending on where you are sending, how much, and how you are paying. n/a
p2p Money transfer
Send money p2p Fees vary depending on where you are sending, how much, and how you are paying. n/a
Receive money p2p Fees vary depending on where you are sending, how much, and how you are paying. n/a
Cashback and promotions
Additional bonus programs n/a Yes
Two factor authentication n/a n/a
Money-back guarantee in case of fraud n/a Yes
Link to terms & conditions https://www.moneygram.com/mgo/us/en/m/terms-and-conditions https://www.discover.com/online-banking/terms-of-use/

Online Casinos that support both MoneyGram & Discover:

Casinos found: 22

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Sloto'Cash 09/08/16

$44

Bonus code: LCB44

40xb - lowest WR
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Exclusive Bonus - Read Details
New Customer Offer. T&C’s Apply. 18+. How to claim bonus: Players need to sign up from our LINK, open the Cashier and go to Coupons, enter the bonus code and click Redeem. Max cashout: $200. Allowed games: Slots bonus only (No progressives). Promo offer expires: Until further notice. Once credited when does the bonus expire: No expiration. Allowed max bet per spin: $10. Min deposit needed in order to cashout winnings: No. Is the bonus cashable: Yes. 

3.9 / 5 Rating

Uptown Aces 11/08/14

$25

Bonus code: LCBUPTOWN25

60xb - lowest WR
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Exclusive Bonus - Read Details
New Customer Offer. T&C’s Apply. 18+. This offer is not available for players residing in Ontario. New Customer Offer. T&C’s Apply. 19+. How to claim the bonus: Players must sign up from our LINK, go to the Cashier, click on Coupons, and redeem the coupon code shown below. Max cashout: $180. Promo offer expires: Until further notice. Min deposit needed in order to cashout winnings: No. Is the bonus cashable: Yes. Bonus can be claimed in conjunction with sister casinos no deposit: No. Is the ND available on download &/or instant play version: Instant play version. Is No deposit available on mobile: Yes

3.9 / 5 Rating

  • All Software Real Time Gaming

200% up to €/$3000

1xd - lowest WR
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 New customers only. T&C apply. 18+. Min deposit: 25 €. Max Cashout: 10xdeposit. Only valid for Video slots and 3 Reel slots

3.7 / 5 Rating

$20

Bonus code: LCB20

60xb - lowest WR
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Exclusive Bonus - Read Details
New customers only! T&C apply. 18+.  Max cashout: $200. How to claim the bonus: Players need to sign up through our LINK and enter the bonus code in the cashier. Allowed games: Slots. Promo offer expires: Until further notice. Max bet amount for no deposit bonuses: $10. Need to register credit card to claim no deposit: No. Min deposit needed in order to cashout winnings: No. Is the bonus cashable: No. Bonus can be claimed in conjunction with sister casinos no deposit: Yes. Is the ND available on download &/or instant play version: Instant play version. Is No deposit available on mobile: Yes.

3.7 / 5 Rating

Vegas Crest 12/06/14

300% up to €/$1500

48x(b+d) - lowest WR
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New customers only. T&C apply. 18+. Minimum deposit: $/€25. Welcome Package Deposit Offers is subject to a wagering requirement of x40.

3.6 / 5 Rating

PlayCroco 28/04/20

AU$20

Bonus code: LCBONUS20

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Exclusive Bonus - Read Details
New Customer Offer. T&C’s Apply. 18+. How to claim the bonus: Players need to sign up through our LINK, go to cashier and enter the bonus code. Max cashout: $180. Restricted games: Black jack, Video Poker, Craps, American Roulette, Baccarat, Table games. Promo offer expires: Until further notice. Max bet amount for no deposit bonuses: $10. Min deposit needed in order to cashout winnings: No. Is the bonus cashable: No. Bonus can be claimed in conjunction with sister casinos no deposit: No. Is the ND available on download &/or instant play version: Instant play version. Is No deposit available on mobile: Yes. Restricted Countries from this bonus: Albania, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Brazil, Bulgaria, Croatia, Hungary, Indonesia, Kazakhstan, Kyrgyzstan, Latvia, Lithuania, North Macedonia, Malaysia, Mauritius, Moldova, Montenegro, Poland, Romania, Russia, Slovakia, Slovenia, Tajikistan, Thailand, Turkmenistan, Ukraine, United Kingdom, Uzbekistan.

3.6 / 5 Rating

DuckyLuck 03/08/20

500% up to €/$2500 + 150 Spins

30x(b+d) - lowest WR
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New Customer Offer. T&C’s Apply. 18+. Minimum deposit: $25. Maximum Cashout: 10x Deposit. PLUS 150 Free Spins. 50 Free Spins for the next 3 days on these slot games:  Day 1: 50 Free Spins: Mystic Wolf; Day 2: 50 Free Spins: Golden Gorilla; Day 3: 50 Free Spins: Five Times Wins.

3.6 / 5 Rating

Super Slots 24/08/11

260% up to $1000

Bonus code: SSHOT260

40x(b+d) - lowest WR
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New customers only. T&C apply. 18+. This offer is not available for players residing in Ontario. New Customer Offer.  T&C’s Apply. 19+.  US OK! How to claim the bonus: Players need to sign up through our LINK, enter a bonus code and make their first deposit. Minimum deposit: $20. Max Bet: $10Max cashout:  $5,000. Restricted games: Slots 100%, Live games 0% (Check casino T&C for more info). Cashable bonus: Yes . Available on mobile: Yes. Exclusive promo expires: 31st Dec 2024. Is the offer available on download &/or instant play version: Instant play version.

3.5 / 5 Rating

100 Spins

Bonus code: LCBWELCOME

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New Customer Offer. T&C’s Apply. 18+. US Ok! 100 Free Spins on "Miami Jackpots". How to claim the bonus: New players need to sign up from our LINK and redeem coupon via the Cashier, then navigate to the game and the free spins will begin automatically. Max cashout: $180. Once credited when does the bonus expire: No expiry. Allowed max bet per spin: €5. Minimum deposit needed in order to cash out winnings: No. Is the bonus cashable: Yes. Bonus can be claimed in conjunction with sister casinos no deposit: No. Is No deposit available on download & instant play version: Yes. Is No deposit available on mobile: Yes. Promo offer valid: Until further notice. This offer is not available for players residing in Ontario. 

3.5 / 5 Rating

Paradise 8 26/01/16

200% up to €/$3000

35x(b+d) - lowest WR
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 New customers only. T&C apply. 18+. Min deposit: 25 €. Max Cashout: 10xdeposit. Only valid for Video slots and 3 Reel slots.

3.4 / 5 Rating

100 Spins

Bonus code: LCB100FREE

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Exclusive Bonus - Read Details
New players only - US OK. Amount: 100 free spins on T-Rex II. How to claim: Players need to sign up from our LINK - Use Bonus code LCB100FREE. Max cash out: $180. Restricted Countries and US states from this bonus: New York, Kentucky, Washington State, Maryland, New Jersey, Louisiana and Missouri. Greece, Poland, Russia, Sweden, United Kingdom, Romania, Bulgaria, Mauritius and Portugal. Promo valid: Until further notice. Min deposit needed in order to cash out winnings?: YES. Is the ND available on download &/or instant play version? YES. Is No deposit available on mobile? YES.

3.3 / 5 Rating

100% up to $1000

Bonus code: SBCASINO

45x(b+d) - lowest WR
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New customers only. T&C apply. 18+. This offer is not available for players residing in Ontario. New customers only. T&C apply. 19+. Min Deposit: $25. Cashable. Selected games only: See the website for a list of online slots. From day of activation bonus will be valid for 30 days.

3.3 / 5 Rating

Ozwin 26/05/20

AU$15

Bonus code: LCB15

60xb - lowest WR
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Exclusive Bonus - Read Details
New Customer Offer. T&C’s Apply. 18+. US OK! AU OK! How to claim the bonus: Players need to sign up through our LINK, click Cashier, open tab Coupons, enter the coupon code and click Redeem. Max cashout: $180. Allowed games: Slots. Once credited when does the bonus expire: 30 days after. Promo offer expires: Until further notice. Max bet amount for no deposit bonuses: $10. Need to register credit card to claim no deposit: No. Min deposit needed in order to cashout winnings: No. Bonus can be claimed in conjunction with sister casinos no deposit: Yes. Is the ND available on download &/or instant play version: Instant play version. Is No deposit available on mobile: Yes. Restricted Countries from this bonus: Albania, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Brazil, Bulgaria, Croatia, Hungary, Indonesia, Kazakhstan, Kyrgyzstan, Latvia, Lithuania, North Macedonia, Malaysia, Mauritius, Moldova, Montenegro, Poland, Romania, Russia, Slovakia, Slovenia, Tajikistan, Thailand, Turkmenistan, Ukraine, United Kingdom, Uzbekistan.

3.3 / 5 Rating

Cocoa 12/01/16

200% up to €/$3000

35x(b+d) - lowest WR
CLAIM
 New customers only. T&C apply. 18+. Min deposit: 25 €. Max Cashout: 10xdeposit. Only valid for Video slots and 3 Reel slots

2.9 / 5 Rating

200% up to €/$3000

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CLAIM
 New customers only. T&C apply. 18+. Min deposit: 100 €. You must win at least 1 times the amount of the bonus before a withdrawal is allowed.

2.9 / 5 Rating

Lupin 17/11/22

200% up to $2888

Bonus code: LCBONUS

35x(b+d) - lowest WR
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Exclusive Bonus - Read Details
T&C apply. 18+. This offer is not available for players residing in Ontario.  T&C’s Apply. 19+. US OK! How to claim the bonus: Players need to sign up through our LINK, and use the bonus code in the cashier to redeem the bonus. Bonus code: LCBONUS. Minimum deposit: $10. Max cashout: 100x deposit amount. Game contribution to the wagering requirements: Slots: 100%; All other games: 10%. Max bet for deposit bonus: $5. Restricted games: No. Cashable bonus: Yes. Sticky Bonus: No. Is the offer available on download &/or instant play version: Instant. Exclusive promo expires: Until Further Notice.

2.9 / 5 Rating

PayDay 28/11/23

300% up to $3000 + 50 Spins

45x(b+d) - lowest WR
CLAIM
New customers only. T&C apply. 18+. This offer is not available for players residing in Ontario. New Customer Offer. T&C’s Apply. 19+. PLUS 50 Free Spins on Mythic Wolf. Min Deposit: $20. Max Cashout: 10x deposit. Free spins are valid for 72 hours upon activation. This bonus is only valid on select Slots, Table games and Video Poker games. See the forum post for a list of online games.

2.9 / 5 Rating

BetOnline 09/08/16

100 Spins

No WR!
CLAIM
New Customer Offer. T&C’s Apply. 18+.This offer is not available for players residing in Ontario. New Customer Offer. T&C’s Apply. 19+. Play Responsibly. Players will receive 10 free spins for 10 days beginning the day after a qualifying first deposit. Max cash out: $100. Free spins are only available on the selected slot game, which is viewable in the Casino Bonus Wallet. Free spins will expire the same day they are issued. For the wagering requirement please contact casino support.

2.7 / 5 Rating

HighRoller 06/09/23

200% up to $4000 + 100 Spins

Bonus code: HR200

45x(b+d) - lowest WR
CLAIM
New customers only. T&C apply. 18+. This offer is not available for players residing in Ontario. New Customer Offer. T&C’s Apply. 19+. Plus 100 Free Spins on Golden Dragon Inferno. Must make a minimum $50 first deposit to receive 100 free spins. Free Spins will expire after 14 days. Deposit $250+ to receive 400% bonus up to $4000 + 100 Free Spins. Wagering must be completed within 30 days. Max cashout: $5,000.

2.7 / 5 Rating

Wild 29/11/17

320% up to $3000

Bonus code: WILD320

45x(b+d) - lowest WR
CLAIM
New customers only. T&C apply. 18+. This offer is not available for players residing in Ontario. New Customer Offer.  T&C’s Apply. 19+. US OK! How to claim the bonus: Players need to sign up through our LINK, enter a bonus code and make their first CRYPTO deposit. Bonus code: WILD320. Sticky Bonus: Yes. Minimum deposit: $50. Max cashout: $10,000. Is the bonus cashable: Yes. Restricted games: Slots 100%, Live games 0%. Cashable bonus: Yes. Available on mobile: Yes. Exclusive promo is valid until further notice. Is the offer available on download &/or instant play version: Instant play version.

2.6 / 5 Rating

300% up to $500

50x(b+d) - lowest WR
CLAIM
New Customer Offer. T&C’s Apply. 18+. This offer is not available for players residing in Ontario. New Customer Offer. T&C’s Apply. 19+.

2.5 / 5 Rating

Lucky99 28/12/20

25% up to $500

30x(b+d) - lowest WR
CLAIM
Offer valid for new and existent players. Min Deposit: $25. 

2.4 / 5 Rating

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