Neosurf vs. ACH

Playing across online casinos, you must have noticed that operators continue adding new stuff to make your online gambling experience all-encompassing, smooth, interruption-free. Of course, they keep on adding new games and categories of games that would appeal to you. They also add numerous promotions and bonuses each month to make your gaming more rewarding and exciting. And they continuously keep an eye on the newly emerging payment methods, the ones that are innovative, easy and convenient to use, and make them accessible for you to use.

But, there are some payment solutions that always stand out from the rest. These are renowned, well-reputed and popularly used by online casino players. Some methods like that are Neosurf and ACH. When these methods first appeared across online casinos, they were an instant success with players. But why are Neosurf and ACH awesome solutions for you to use?

Neosurf vs. ACH – Introduction

To make things clear from the very beginning, Neosurf and ACH are completely different payment methods. The former is a voucher, an alternative banking solution, while the latter a system tied to banks. As such, they have a different fan base, and different players are using them. But considering they both also come with country restrictions, their fan bases are even further distinct.

What they both do have in common is the fact that they are completely safe, secure and convenient solutions to use across online casinos, and you’ll soon learn why.

Neosurf…

…as introduced, is a voucher. When it was first launched, it was available across Europe only, but with time, it has gone global. Now, previously, users from the Netherlands, Ireland, Germany, Austria, the UK, Malta, Belgium and Spain were the only ones who could use it. But today, so are players from Colombia, Canada, Australia, and China, among others.

The thing is, when Neosurf showed the world what it can do and how efficient it can be for online payments, it received a mass audience. The fact that it is a voucher first makes you wonder how it would work for you since you'd assume you must buy it at a land-based location. But, when you learn that you can also buy it online, you'd instantly become more interested. That's right, you can purchase it across over 135,000 stores, shops, supermarkets, gas stations and online platforms or otherwise known as NARs (Neosurf Authorized Resellers). The fact that you can purchase it both online and offline is what makes it so convenient.

Another thing it shines in…

…is its availability. Neosurf is a payment method available at across more than 300 gambling sites. You can find it at popular brands like PokerStars and NetBet, but also across many other gambling sites, sportsbooks, bingo sites, lottery sites and of course, online casino sites. The fact that it is that available proves that it is, indeed, a solution worth your attention.

ACH, on the other hand…

…is a payment processing system, and you can assume that from its name which is basically an acronym for Automated Clearing House. Contrary to Neosurf, this solution is only available across US casinos. Being a payment processing system, it is naturally that it is directly tied to banks. What it does is it takes the money from one bank account and moves it to another on your behalf. It basically facilitates the transfer from one bank to another in a really cost-effective way, and in a way that banks themselves cannot, due to many reasons. With ACH, you request a payment, confirm it and allow it, and the payment processing system deducts the money from your account and sends it to the desired destination.

However…

…while all of this seems pretty straightforward and easy, the perfect way to make deposits and withdrawals across online casinos, ACH is actually not that popular among US online casinos, contrary to Neosurf. The reason why is: the waiting times. Due to many regulatory and safety reasons, such as approvals, confirmations, identification, verification, this payment method processes the transactions in a few days. Therefore, all of you looking for a fast solution that will provide you with instant deposits and withdrawals would be greatly discouraged by it and won't want to use it. But, keep in mind that this solution does the hard work for you. It directly processes the money from your account, without you needing to use intermediary means to transact to and from online casinos. Add to that the fact that it is extremely safe and secure, and you have yourself a solid payment solution.

Getting Started with Neosurf and ACH

To get started with Neosurf…

…you would need to visit its official website first. When you do, you can write your address in the NAR locator to see whether you have a store or a supermarket near you that issues Neosurf vouchers. If you’re already out and you have that store on your way, you can easily just purchase your voucher then and there, on the go. You won’t need to share any personal or banking details with the NAR staff. No, you can only give them cash, and purchase your voucher right away.

Or, if you’re at home and would like to buy your voucher online, you can just find an authorized online platform that resells these vouchers, and purchase it with your credit card, bank transfer or cheque, which are all your options.

You have various types…

…of vouchers you can choose from and use. The one that comes in denominations of €10 and €20 is the Minor Neosurf card. This one is rarely used by players. The one that’s mostly used across online casinos is the Classic Neosurf card. This one comes in denominations of €15, €30, €50, €100 and €250. The online-only option, the one you can purchase online only is the MyNeosurf card. And, then, you have the one in collaboration with MasterCard, which can be reloadable both offline and online, and that’s the NeoCash MasterCard. You can fund it with money using cheques, bank transfer, other Neosurf vouchers and credit cards.

Once you purchase your voucher, either online or offline, you will get a 10-digit code. This is the code that you will use whenever you want to deposit at an online casino, so make sure you keep it safe and away from third-parties who can abuse it.

Getting started with ACH…

…is much easier, because all you need to do use it is an active bank account. At virtually no or low cost, you can transact online using this method easily and conveniently. All you would need to do is request a transaction via it, and ACH will deduct the amount of money requested from the bank account you specify. But not before informing you about it. You will need to confirm the transaction in order for ACH to complete the transfer. The moment you do, the payment processing system will start the procedure of transferring the money from your bank account. As simple as that.

Making Online Casino Transactions with Neosurf and ACH

The first thing you need to do before you even decide to use one of the two methods is to find online casinos that accept them. With Neosurf, as mentioned, you should not have problems finding an online casino to join, since every other casino site accepts it. But, you’d have to dig deeper to find one that accepts ACH.

Once you find an online casino that accepts Neosurf…

…you need to visit its Banking page. This is where you'll need to search for the voucher's logo, and click on it. Provided you already purchased your voucher, either online or offline, you'd need to enter the 10-digit code you received upon purchase and the amount of money you wish to deposit. That is if you purchased any other voucher but the Minor Neosurf card. Confirm the transaction and that’s it. The money from your voucher will be instantly transferred to your online casino balance, ready to be used on your favourite online casino games.

Contrary to what happens with most vouchers…

…with Neosurf, you’ll even get the opportunity to withdraw money. Most vouchers cannot offer you this service due to their nature, but if you have the reloadable voucher, it most certainly can happen with Neosurf. Of course, you would need to see whether the casino is up for it because not all casinos that accept it for deposits also accept it for withdrawals. So, before you even consider using it for withdrawals, make sure you double-check with the casino whether it allows withdrawals with it. If yes, just repeat the same procedure you did with deposits, and as quickly as that, the money will be transferred to your account. If not, then you'd need to look for an alternative withdrawal method to cash out your winnings.

Deposits with ACH…

…as mentioned, are fairly straightforward. All you need to do is go to the online casino’s Banking page and find its logo. After you request a deposit via it, entering your bank account details and the money you wish to deposit, you would need to confirm the transaction. ACH will deduct the money from your bank account and send it to the casino’s. However, as emphasized, this process would take 3 to 5 days. Therefore, if you’re not in a hurry and wouldn’t mind waiting 3 to 5 days before you can start playing at your chosen online casino, you can use this safe and secure payment solution.

Believe it or not…

…withdrawals with this payment solution are way more popular than deposits. US players don’t want to wait for deposits that take that long to be processed, but they’re more than willing when it comes to withdrawals. The main reason why is because most online payment methods take their time to process withdrawals, and knowing that ACH is an excellent and safe solution, they choose to use it over any other method. Especially when it comes to withdrawing a huge amount of money, like a jackpot prize. ACH can transfer any amount of money, with no restrictions and limits, and that’s why avid online casino players choose it.

You need to put in…

…a withdrawal request at the casino, pretty much the same way as you did with deposits, and wait for it to verify and confirm the transaction. As soon as it does, ACH will deduct the money from the casino’s bank account and add it to yours. The process, again, would take 3 to 5 days.

Advantages and Disadvantages

As we stated at the beginning of this overview, although essentially very different, these two payment solutions have a lot of things in common. They can both provide you with safe and secure transactions, for one, transactions that no one can tamper with. Two, they can cater to different groups of players, and they are very convenient to use, on their own terms.

The additional benefits you get with Neosurf…

…however, are the fast transactions and various voucher types to choose from. Moreover, this solution is an alternative one to traditional methods, so you don’t need to share any confidential information when using it. Plus, it is a solution available all across the world and across over 300 online gambling sites, so it is easily accessible. Then, of course, you can purchase the voucher both online and offline, which is a big plus, but not as big as the fact that you can use it for both deposits and withdrawals.

On that note…

…the only drawback we can notice for this payment solution is that it is rarely accepted for withdrawals. Certainly, not all casinos that accept it for deposits also accept it for withdrawals, so you'd have to look for alternative solutions to cash out your winnings. 

The major advantage…

… of using ACH is the fact that you can withdraw as much money as you want with it, since it comes with no limitations, despite the deposit/withdrawal terms for US players. The fact that it is only available in the US is the main disadvantage, but the fact that it can really be useful and convenient to use across online casinos if you don't already have an alternative payment method up your sleeve is what makes it an awesome solution. Whichever suits you best out of these two, choose it. You won't regret it for a second.