Neosurf vs. Discover

Neosurf and Discover are two of the countless payment options available to online casino players. Compared to each other, they seemingly don’t have much in common. One is a prepaid card designed to be a modern payment alternative, while the other is an old-school credit card with some added bells and whistles. On closer inspection, this isn’t the case. The two methods share some very crucial similarities. Both focus on providing users with top-tier security and a convenient online banking platform that never fails to impress. These perks are undoubtedly enticing, but with so many options, they’re usually not enough to get users on board. Thankfully, these services have much more to offer, and we’ll explain more about them below by answering a simple question. Why use Neosurf or Discover in online casinos?

About Neosurf and Discover

neosurf

As we already mentioned, Neosurf is a prepaid voucher. It’s a more modern banking solution designed to act as an alternative to services like bank cards. Discover is a credit card that’s been around for a long time. It’s a well-established service in multiple countries and mainly sticks to a traditional banking system. These services might not have much in common, but they share the same goal of making transactions convenient. Up next, we’ll explore how they got started and how they veer closer to this goal every day.

Neosurf might be what most consider a modern solution, but it got its start much earlier than you might have thought. The service was released in 2004 in France, but it wouldn’t stay in one place for long. Not long after its debut, the payment method made efforts to expand throughout Europe. It managed to gain traction effortlessly, and soon, it encompassed several European countries where it dominated! These include Malta, Germany, Belgium, The Netherlands, Spain, Ireland, Austria, and others. Unsurprisingly, this wasn’t enough for the service. It didn’t take long to break through to other continents, as it’s now available in Canada, China, Colombia, Australia, and other regions.

Neosurf is undoubtedly one of the most popular prepaid vouchers available. It can be purchased through several popular shops and used to pay for various services in the online space. At the moment, the solution boasts more than 135,000 authorized resellers worldwide. Not only can players get a voucher from these places, but they can also likely use it there! The service operates just as well offline as it does online, so if you’re keen on shopping with it at a nearby supermarket, you should have no issue doing so.

As you can see, Neosurf is a staple across several industries. Of course, the online gambling industry is one of them. The service’s status as a prepaid voucher is very enticing to casino fans. It gives them a chance to deposit in casinos anonymously, keeping their info out of reach. Naturally, this isn’t the only reason why the service is so highly-regarded. On top of the obvious pros of convenience and security, the solution comes with quick processing times and no fees! As you can imagine, that last perk is a big selling point.

Discover was released in 1986 by the US company Discover Financial Services. It debuted much later than the other popular credit cards at the time, which was both a blessing and a curse. Since its biggest competitors like VISA, AmEx, and MasterCard were already well-established, it wasn’t easy for the service to break out of the shadow and gain a following. Fortunately, this credit card offered a little something extra that enticed many to join its ranks. Eventually, the service grew to become a powerhouse in its own right, amassing over 5 million users globally.

If you’re wondering what propelled Discover into popularity, the answer is simple. The credit card offers unique benefits that its competitors don’t. Among others, these include cashback on all transactions, no annual fee, and no need for a customer account. These excellent perks first caught the attention of users within the US. Naturally, It didn’t take long for European users to follow suit and recognize the benefits of using the service as their go-to payment option.

One of the best things about Discover’s unique benefits is that they coincidentally happen to be a perfect match for online gambling fans. The convenience of not having an annual fee is an excellent starting boost that could mean a few extra bets down the line. Still, this is nothing compared to the cashback. Combined with the Cashback Bonuses and other similar offers online gambling venues have on deck, it can mean significantly extended playtime. Add to this its availability in over 150 online casinos, and you’ve got a knockout that’s hard to beat!

We’ve gone over Discover’s past and some of what it has to offer, but we’ve yet to talk about one of its biggest selling points – security. To ensure all transactions go as planned, Discover Financial Services assigns a merchant code to businesses it works with. Thanks to these codes, it can track whether the money reaches its final destination without missing a beat. The downside to this unfortunately affected US casino fans in the past. Since online gambling regulations were stricter, US banks used these codes to identify online casino transactions and blocked them. The good news is that this is no longer an issue as these regulations have changed for the better.

Getting Started with the Two Methods

discover (1)

Using Neosurf is easy as pie. Before you get on with the process, you’ll need to choose whether you want to pick up a voucher at a physical location or purchase one online. If you’re picking up a voucher from a store, it’s best to launch the service’s website and head to the section with the locator tool. With its help, you can find all of the resellers in your area and head to the nearest one to save time. Once there, purchase the voucher, and you’re done!

If you prefer the convenience of online shopping, you can purchase a Neosurf voucher online in two ways. The first one is practically the same as purchasing one from a physical location. Find a reseller online and pay for a voucher that matches your needs. You can usually buy these vouchers by bank transfer, cheque, or bank card. The second option is using the MyNeosurf reloadable card. This service is in collaboration with MasterCard. You can fund this card online and offline as needed and use it at your convenience.

Before buying a Neosurf voucher, you might want to consider its denominations. Currently, you can find it in €10, €15, €20, €30, €50, €100, and €250 options. While these should suit most casual casino fans, high rollers might be disappointed by the low cap. Another noteworthy thing about the service is its safety. No matter how you purchase a voucher, you’ll be given a unique 10-digit code. Store this safely as you’ll need to enter it later to authenticate transactions.

If you’ve ever applied for a credit card, then you’re probably already familiar with the Discover getting-started process. The two are identical, with one big twist – this one is online! Since the service has a separate platform that doesn’t work through a bank network, it allows for a much more convenient sign-up process from the comfort of your home. All you need to do is visit the service’s webpage and click a few buttons! Of course, before doing so, it’s best to explore the different card options the service offers and determine which one fits you best.

Once you choose a card, you can proceed to the first part of the getting-started process, which requires filling out some forms. Since Discover needs to test your eligibility, some of the questions on these forms might seem too personal. Just keep in mind that the information you share will only be used to set up your card. The second part of the process is verifying your identity. To do this, you can submit your driving license, passport, or any other valid photo ID document. The third and last step is being patient. The Discover agents will review your application and start working on your card as soon as possible.

Something we should mention about this service is that it might not be a viable option for players in specific countries. Since it is a credit card, it’s been affected by the credit card gambling ban in Germany and the UK. While people in these countries might be able to use it for other purchases, it can’t be used for online gambling purposes.

Using Neosurf and Discover Across Online Casinos

Neosurf and Discover are accepted in hundreds of online casinos hailing from all over the world. Given their perks, this isn’t surprising in the slightest! If you want to use one of these options on your online gambling journey, below, we’ll explain how you can get started.

If Neosurf is your casino deposit method of choice, here’s how to proceed:

  1. Go to the casino’s Cashier/Banking page, and from the list of accepted methods, find Neosurf’s logo and click on it. 
  2. When the new window appears, enter the 10-digit code you received upon purchase. 
  3. Specify how much you wish to deposit and confirm the transaction. 
  4. The deposit will be instantly processed, and the money will be available on your balance right away. 

Neosurf withdrawals are a much more fickle subject than depositing. As you can probably guess, these aren’t an option with the classic voucher due to its nature as a prepaid service. While this is undoubtedly disappointing, the bright side is that the MyNeosurf reloadable card does allow withdrawals. Before you get too excited, we should note that there are some issues on this front too. Since this service isn’t as big as the prepaid voucher, the withdrawal option is much scarcer than you might think.

For those of you that want to use Discover, here are the steps you’ll need to follow to get started:

  1. Choose the “Deposit with Credit/Debit Card” option.
  2. From the list of offered credit/debit cards, select Discover as your deposit option.
  3. Enter the card information requested on the screen.
  4. Enter the 3-digit verification code provided by Discover.
  5. Specify how much you wish to deposit and confirm the transaction.
  6. In an instant, the funds will arrive on your balance!

Unfortunately, Discover also has a few issues with withdrawals. While the service offers withdrawals, they’re much slower than what most players are used to. Unlike modern methods that usually take a maximum of 24 hours to deliver cashouts, credit cards like Discover take between five to seven days. If you’re looking for a more immediate payout, you might need to add a withdrawal alternative with faster processing speeds. If this is something you’re considering, we suggest going for an eWallet.

Advantages and Disadvantages

Choosing between two excellent options is never easy. Both of these services have plenty to offer, so it can be hard to pick one over the other. To hopefully make things a bit easier, we’ll go over the biggest advantages and disadvantages of these services one more time.

Neosurf comes in hot with a massive perk that all online gambling fans can appreciate – anonymity. Despite the many efforts to remove scams and shady activities from the scene, these are still a dime a dozen. Using a method with no personal info attached makes these practically harmless most of the time. On top of this, the lack of fees and quick deposits are a godsend! Neosurf’s cons might not be deal-breakers to some, but they’re still worth noting. The biggest ones are the lack of withdrawals on the classic prepaid card and the low range of denominations you can purchase the card in.

With Discover, the best perks are obvious from a mile away. The credit card offers cashback on all transactions, it lacks an annual fee, and it’s widely available in online casinos. This combo works insanely well in the online gambling space as it has great synergy with most casino offers! Unfortunately, the service comes with one huge downside – withdrawals are slow, taking up to seven days to arrive.

With all of this information at your whim, we hope coming to a decision is a bit easier. No matter which way you sway, we’re sure these services won’t fail in making your online gambling journey a fun road to tread!

Payment Methods Comparison
Payment methods name Neosurf Discover
Available accounts 1 account 1 account
Available currencies NZD, AUD, EUR, CAD, GBP, PLN n/a
One time signup bonus - n/a
Account management fees Free free
Account unused - n/a
Exchange fees (FX) 2% (3% for the currency ZLOTY) n/a
p2p Money transfer
Send money p2p - n/a
Receive money p2p - n/a
Deposit fees
Bank transfer Free n/a
Credit card Free n/a
Withdraw fees
Bank transfer 1.5% n/a
Prepaid card at the ATM Fee varies dependent on ATM bank n/a
To merchant site Free n/a
Cashback and promotions
Additional bonus programs n/a Yes
Two factor authentication n/a n/a
Money-back guarantee in case of fraud n/a Yes
Link to terms & conditions https://www.neosurf.com/terms-and-conditions/ https://www.discover.com/online-banking/terms-of-use/

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