Neosurf vs. eCheck


Playing across online casinos, one can get easily overwhelmed by all the choices at their disposal. There are so many providers, games and promotions to choose from. On top of that, you need to select a reliable payment method which offers low-cost transactions to make the most of your online gambling time.

To save you the trouble for the last part, we want to present to you two payment solutions you can count on which will provide you with what you need, Neosurf and eCheck. The two are completely different solutions, even though they have some qualities in common. So, why use Neosurf or eCheck to play across online casinos with?

Neosurf vs. eCheck – Introduction

As introduced, Neosurf and eCheck are two different payment solutions, suited for different groups of online casino players. The former is mainly used by millennials, while the latter by players who have been gambling online for a while. The line is not that straight, though, since the two solutions are available for any type of player, therefore, the best thing you should do is get to know both of them and make the wisest decision when it comes to which one to use.

The thing that they have in common is that when you gamble using both of them, you won’t need to use a credit card. This would especially come in handy for players residing in countries like the UK, where a credit card gambling ban is implemented. But it is also great for players who don’t want to overshare information with online casinos. Another thing the two solutions share is that they are both super-easy to use, and you won’t need to register accounts in order to use them. What this means is that you won’t waste any of your precious time to fill out lengthy applications and wait for approvals in order to start using them. But let’s look at both of them in detail to discover more of the benefits.


…is a voucher system which started out in Europe but managed to get a global user pool. It is one of those vouchers that has gained a lot of recognition across online gambling sites, mainly because it has partnered with a lot of them to offer its services to their players.


First things first, its availability. Neosurf was created in France, therefore, it a great option for French players, but it is also available in the following countries:

Now, we mentioned that it has partnered with many operators across these countries to offer its services, among which popular sites like PokerStars and NetBet. You will find it among the accepted payment methods list in more than 300 other gambling site, the majority of which are some of the best online casinos.

When it comes to…

…where you can purchase it, we’ve got more great news for you. There are over 135,000 Neosurf Authorized Resellers (NARs), which you can find both online and offline. If you’re out, you can purchase your voucher at the nearest shop, gas station, supermarket, or if you’re at home, you can visit the authorized online platforms that sell vouchers. Whichever your choice, you won’t regret buying your voucher, as it would provide you with the most awesome online gambling experience.

eCheck, on the other hand…

…is just what its name implies. It is an electronic check, which functions pretty much the same way as paper checks do. If you’ve ever used a paper check for payments, you should know how it works. If not, you’ll find out soon. For now, you should know that eCheck is a solution found across many online casino sites, from all across the world. The solution is global, accepted across all countries where paper checks have ever been used.

Now, the deal with this solution…

…is that, contrary to Neosurf, eCheck is a solution closely tied with banks. In fact, it cannot function without banks involved. Just like paper checks, you need to have a bank authorizing it and clearing it before you can officially use it. That means that you need to share bank account details, as well as personal details, everything necessary for the bank to clear it. On the plus side, though, the bank protects the information with high-end security measures, just like it protects the money on your bank account. So even though you’ll think you’re oversharing information, you should know that the information is perfectly safe.


…your bank would be involved in the process, as well as several other financial institutions, you should know that transactions with it won’t be instant. They would take 3 to 5 days, sometimes even 7 days, depending on the transaction you’re making. Therefore, even though you make a deposit with it today, let’s say, you will get the money on your online casino account in 3 to 5 days, a week the most. The eCheck needs to go through the background procedure, the authentication, verification, clearing processes, before you can use it. If you’re okay with this waiting time, you should give it a try. Trust us, you won’t be bothered with the background procedure, and yet, you’ll have a smooth gambling time, knowing that your funds are 100% safe.


Getting Started with Neosurf and eCheck

Both Neosurf and eCheck are super-easy to get started with, as introduced. And even though after reading about eCheck you might think otherwise, you will now see that you’d be wrong.

To get started with Neosurf…

…the best thing for you to do is visit its official website. Once there, look for the NARs locator tool. Enter your address, your location, and watch the tool generate the results for you. The tool will tell you where the nearest NARs are, where you can buy your voucher offline. As mentioned, authorized offline resellers can be gas stations, shops, stores and supermarkets, so the tool will provide you with the ones closest to you, which you can visit. You can opt for the online option, and buy your voucher from one of the suggested online platforms that resell them.

You should know…

…however, that if you go with the offline option, all you’ll need to do is give cash to the staff and get your voucher with no personal information sharing, nada. But, if you go with the online option, you’d have to use a cheque, bank transfer or a credit card to purchase your voucher. Upon purchase, in both cases, you will receive a 10-digit code which would serve as your identification key when depositing with the voucher. Therefore, keep it in a safe place, away from third-parties, if you don’t want someone to abuse it.

When it comes to denominations…

…the voucher comes in several. First, you have the Minor, which comes in two denominations, €20 and €10. This one, obviously, is suited for low-rollers, or players who wish to make a minimum deposit at an online casino to check it out. Your second option is the Classic, which is mostly used by online casino players, as it comes in denominations of €250, €100, €50, €30, and €15. If you’re looking for a reloadable option, you should choose the NeoCash MasterCard. Created in collaboration with MasterCard this card can be refilled with cheques, credit cards or bank transfer, and even with the Minor and Classic Neosurf voucher, whichever you want. And then, you have the MyNeosurf card which is only available if you purchase it online. Choose the one that suits you best and purchase it in no time.

With eCheck…

…you don’t need to make any elaborate decisions. As long as you provide the necessary personal and bank account details, you’re good to go. Of course, you will set the background procedure in motion as soon as you provide the required data, but you won’t be bothered with the details. All you’ll need to do is wait for your eCheck to be cleared so that you can start using it across online casinos.

The background procedure…

…involves several financial parties, as mentioned. Once you provide the required information, it is sent to an intermediary, such as What the intermediary does at this point is it processes the information into useful data that the bank could easily process later. But the data is not sent straight to the bank, but to the Automated Clearing House Network. This network is comprised of several financial institutions authorized to clear eChecks. The network does the hard job, it checks the data and verifies whether it is legit. If yes, it sends the data to your bank to process it. The network actually clears the eCheck and gives the thumbs-up signal to the bank, which transfers the funds as you requested to your electronic check.

As you can see…

…eChecks function the same way as paper checks, so unless they are cleared, they are not useful. But, as long as you provide all of the required information and your request is legit, all you need to do is wait for the eCheck to be processed so you can start using it across top online casino sites.

Depositing and Withdrawing

Once you have your voucher or electronic check ready, you can instantly start using them across online casino sites. But first, of course, you would need to find sites that accept them. The majority of sites accept eChecks, and as we mentioned, Neosurf is accepted across more than 300 online gambling sites, so you should not have a problem finding one that suits you quick. Once you do, make sure you join it. Then, do the following steps.

To make a deposit with Neosurf…

…you’d have to visit the casino's Banking page, or sometimes labelled Cashier page. Find Neosurf’s logo there, and click on it. In the pop-up window, all you need to do is enter the 10-digit code you received upon purchase, and specify the amount of funds you’d like to deposit. You can use all the money you have on your voucher or leave some for future deposits, if you’re using any card other than the Minor, obviously. Then, just confirm your transaction, and the money will reach your online casino account instantly.

Withdrawals with it…

…contrary to most vouchers are an option. Neosurf does give you a chance to withdraw winnings with it, as long as you have the reloadable card. However, you should know that not all casinos that accept it for deposits also accept it for withdrawals. Withdrawals usually depend on the casino’s policy, conditions and rules. Each casino has different ones. Therefore, before you decide to use it for withdrawals, you have to check with your casino whether it accepts it as a withdrawal method. If yes, repeat the same procedure as before, only this time specify how much you wish to withdraw. If not, however, you’d have to look for an alternative solution to cash out your winnings.


Depositing with eCheck…

…is pretty simple and straightforward. Just log in to the casino of your choice, and visit its Banking/Cashier page. Find the eCheck’s logo and click on it. Enter the required details about the electronic check and yourself, and state how much you wish to fund your online casino account with. Confirm the transaction, and wait for the money to arrive on your account. As we said, the money should reach your account in 3 to 5, or no later than 7 days.

Cashing out your winnings with it…

…is even easier. In fact, online casino players use it for withdrawals more than they use it for deposits. Players do not want to wait for days to start playing their favourite casino games but they don't mind waiting up to a week to get their winnings on their bank account. That's right when you withdraw your winnings with eCheck, the money is transferred directly to your bank account. Therefore, as soon as the money arrives on your bank account, you can start using them right away, for whichever purpose you have in mind. The wait pays off, eventually, as you don’t need to move your funds from one place to another.

Benefits and Downsides

It should be clear to you by now what you can get from playing with Neosurf and eCheck. But let’s sum it all up.

First of all…

…they are both accepted as deposit and withdrawal methods across many online casino sites. Therefore, you won’t have any issues finding a site to join and playing with the methods in a seamless way. Secondly, they are both safe and secure, excellent options for casino transactions. Then, you have the fact that they are extremely easy to get started with.


...they both have some downsides you must have noticed. With Neosurf, one of the most obvious disadvantages is the country restriction. Not everyone from anywhere across the globe can use it. And while you won't have this problem with eCheck, as it is globally accepted, you will bump into other problems with it. The most evident one is the fact that you need to wait for days to get the money to your casino when depositing and to your bank account when withdrawing. Therefore, make sure you make the right decision for you. You have all the facts here, so choose the method you’re comfortable playing with on your own.

Payment Methods Comparison
Payment methods name Neosurf eCheck
Available accounts 1 account 1 account
Available currencies NZD, AUD, EUR, CAD, GBP, PLN n/a
One time signup bonus - n/a
Account management fees Free n/a
Account unused - n/a
Exchange fees (FX) 2% (3% for the currency ZLOTY) n/a
p2p Money transfer
Send money p2p - n/a
Receive money p2p - n/a
Deposit fees
Bank transfer Free n/a
Credit card Free n/a
Withdraw fees
Bank transfer 1.5% n/a
Prepaid card at the ATM Fee varies dependent on ATM bank n/a
To merchant site Free n/a
Link to terms & conditions

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