Neosurf vs. uPayCard

As you take a look at the payment methods lists across online casinos, you’re taken aback with all the choices you have, but if you’re doubting whether to use Neosurf or UPayCard, we’re here to help you out. The two are both excellent solutions to use for deposits and withdrawals, however, they are convenient for different groups of players. They have their own perks and downsides, but you’ll probably be amazed by what they can offer to you as an online casino player. If interested to learn which one would suit you better, stay with us. Why choose Neosurf or UPayCard as a payment method at an online casino?

About Neosurf and UPayCard

about_neosurf_and_upay_card

Exploring online casinos to join, you will see that both Neosurf and UPayCard are offered as great alternatives to traditional payment methods across many sites. They are both quite popular among players, even though, as mentioned, offer different perks and downsides to different types of players. Neosurf is actually an eVoucher, while UPayCard a virtual prepaid card which also offers the eWallet service.

One of the things they both have in common is the fact that they are both excellent substitutes for all those players who do not have a credit card or do not wish to share banking details with their operator. For instance, they are especially efficient for all the UK players who are not allowed to use credit cards for gambling purposes.

Neosurf is an eVoucher, launched by the privately held company in 2004 for the first time, in France, which with time, managed to spread all throughout Europe. It is a fee-free solution to use for one-time deposits, as you can load it with several denominations. It is available in Spain, Germany, Malta, Austria, Ireland, the Netherlands, and Belgium. However, it is also available in non-European countries like Canada, China, Colombia, and Australia, too.

As such, throughout the years, it managed to expand all across the globe, and that’s why you’ll find over 135,000 Neosurf Authorized Resellers all over the world. The NARs can be anything from online platforms to supermarkets and gas stations. That’s right, it is a card that can be purchased both online and offline, and that’s actually its strongest suit.

When it comes to its availability across casino sites, you can rest assured that Neosurf is available at most, if not all, sites. You will find it across successful gambling sites such as PokerStars and NetBet, but you will learn that it is getting accepted across many new sites each month. Therefore, if you were in doubt whether you’ll find a decent casino that offers it, sit back and relax, as you will have a bunch of sites to explore.

UPayCard has, also, gone global. Millions of people are using it and sharing their reviews and experiences with their fellow users. It is accepted literally all across the world, except in a few countries, Afghanistan, American Samoa, Angola, the US, the Republic of Moldova and Bahrain.

Ever since its launch, it has been growing and evolving in many aspects, but the main reason why it scored with the online casino players is that it processes transactions in both digital and fiat currencies. Providing users that convenience, UPayCard started out with some really unreasonable fees, but after so many users complained, it did the right thing and lowered the fees for the prepaid cards, allowing users to enjoy cost-effective transactions.

Therefore, today, to use it, you would only need to pay the basic fees, including the one for the issuance of the second virtual and first physical card, and for foreign exchange. Getting the first virtual card is fee-free, and there are no monthly or maintenance fees.

Since its main aim is to facilitate money transfer all across the globe and allow users to use both fiat and cryptocurrencies, its list of accepted currencies and cryptocurrencies continuously extends. Today, you can use it to make transactions with the UK pound, Canadian dollars, Swedish krona, and Australian dollars, among other fiat currencies, as well as Bitcoin Cash, Ripple, Ethereum, Litecoin and Bitcoin, among the cryptocurrencies.

And, don’t worry about its availability across online casinos, since considering the things it has to offer, it is a solution that is widely accepted. The very best online casinos are offering it, so you’ll have plenty of choices to check out and join the one that really suits your preferences and needs.

Getting Started with the Two Methods

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Since they are both alternative solutions, you have probably gathered that you won’t need any special requirements to get started with and use them, and you won’t certainly need to visit your bank or share any banking details with your online casino when using them.

To get started with Neosurf, you would first need to go to its official website. On the homepage, you will find the NAR locator tool. Just type in your home address, and you’ll get suggestions of stores, gas stations or supermarkets in your vicinity which you can visit, or the suitable online platforms that resell the vouchers.

Once you decide on the reseller to go with, regardless of whether online or offline, you would need to share no special information with them. If you went with the offline option, all you’ll need to do is provide the desk clerk cash and you’ll successfully purchase your voucher. If you went with the online option, you would need to use bank transfer, cheques or credit cards to complete the purchase. But don’t worry, as your banking details will never be shared with the operator.

As far as your voucher options go, you should know that you’ll have four of them. The one suited for low-rollers who wish to make small deposits across online casinos is the Minor, available in denominations of €10 and €20. The Classic one comes in several denominations, €250, €100, €50, €30 and €15. The online-only option is the MyNeosurf card, and the reloadable one is issued in partnership with MasterCard, NeoCash MasterCard. It can be reloaded both offline and online, which is quite convenient. Regardless of the card you choose, once you complete the payment, the reseller will give you a 10-digit code along with the receipt. Keep that code safe, as it would be the only thing you'll need to provide the casino with in order to make your deposit.

The first thing you would need to decide on to get started with UPayCard is whether you’d like to use the prepaid card, the eWallet or both of these services. If you’re only planning to use it for deposits, you can use the virtual prepaid card only, but if you would like to also use it for withdrawals, you’ll need to have an eWallet account.

The next step would be visiting UPayCard’s official website. To create your eWallet account, you would need to sign up by providing personal details, as well as identification documents, since the solution is approved by the Financial Conduct Authority in the UK, and complies with KYC rules. You need to verify your identity in order to be able to use your account successfully. So, provide the needed documents and share your home address, full name, birth date, phone number and email address. After that, you can fund the account using your virtual prepaid card, if you have already applied for and been issued with, Neteller, QIWI, Payeer, Skrill or POLi.

If you haven’t applied for the virtual prepaid card yet, visit the website again, and follow the intuitive steps to apply for it. The card can be funded with the same methods as the eWallet account, plus wire transfer. The card will have an expiry date, so make sure you spend all the funds you have on it on time. When depositing with it, you’ll only need to share the card details, and that’s it.

Using Neosurf and UPayCard Across Online Casinos

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Now, the good part has arrived, using the two solutions across online casinos. Regardless of which one of the two you choose to use, you’d first need to pick one site to join that accepts the chosen solution. But as mentioned, the two are widely accepted, so you won’t have an issue finding one that you’d like to join. Neosurf is accepted across more than 300 online casinos, while UPayCard in around a hundred, so the choices would be endless. Just register an account with your chosen casino and proceed.

To fund your online casino account with Neosurf, follow these steps:

  1. Go to the casino’s Cashier/Banking page and from the list of accepted methods, find Neosurf’s logo and click on it.
  2. When the new window appears, enter the 10-digit code you received upon purchase.
  3. Specify how much you wish to deposit and confirm the transaction.
  4. The deposit will be instantly processed and the money will be available on your balance right away.

When it comes to withdrawing money with it from the online casino account, there's one thing you should know. The solution offers the functionality only with the reloadable card. The other cards are practically one-off vouchers that can process transactions in one direction only, while the reloadable card can go both ways. Therefore, if you wish to use Neosurf as both your deposit and withdrawal method, make sure you use the reloadable card.

As far as depositing with UPayCard goes, the following are the steps you need to make:

  1. Head over to the casino’s Banking/Cashier page and find its logo.
  2. Click on its logo and enter your eWallet account credentials or the card’s number, depending on whether you’re using the one or the other service.
  3. Then, enter the amount of money you’d like to deposit.
  4. Confirm the transaction and in an instant, the money will arrive on your balance.

Naturally, as mentioned before, you cannot cash out your winnings with the prepaid card, so if you wish to make a withdrawal with UPayCard’s eWallet, just follow the same steps as described above for depositing with the eWallet. You should know that the money will arrive on your eWallet account as soon as the casino approves it, and that’s why UPayCard is considered one of the fastest and most efficient solutions for withdrawals.

Advantages and Disadvantages

As you could see, Neosurf and UPayCard have many shared values. For starters, they are both essentially cards that can be funded with money and used for seamless deposits across online casinos. You never need to share banking details with the casino when using them, and you can enjoy instant deposits without much effort. What’s best is that they are both offered across a wide variety of online casinos, so you won’t waste too much time finding one you’d like to join. And, of course, they are both available in many countries across the globe, so you’ll probably be able to use at least one of them, regardless of where you’re playing from.

Neosurf is great because it comes with no fees, it is so easy to get started with and all it takes is the 10-digit number to make an instant deposit. It is great for money management, too, as you won’t be able to spend more than you have on the voucher at the moment, and you’ll avoid chasing losses. On the other hand, though, withdrawals with it are only possible when you have the reloadable card. Plus, it is not available to players from all countries in the world. In fact, it has a narrow list of countries that accept it.

UPayCard, however, is accepted all across the globe, literally, except in the six countries listed above. Not only that, but it also processes transactions in both fiat and digital currencies. It offers two services, the virtual prepaid card and the eWallet, so you can use it at your convenience. As far as its flaws go, we must mention the fact that it comes with fees. Even though they have been significantly lowered compared to when it started, they are still there. Plus, although it is accepted all over the world, it is not accepted in the US, and you know the US online gambling markets are thriving in recent years, and millions of players would like to use it.

So, calculate the pros and cons of the two, and decide on the method to go with as soon as possible. You will see that whichever of the two you choose to go with, you won’t regret it, as they are both perfect to be used for online gambling purposes.

Payment Methods Comparison
Payment methods name Neosurf uPayCard
Available accounts 1 account 2 accounts (1 personal + 1 business account)
Available currencies NZD, AUD, EUR, CAD, GBP, PLN EUR, USD, JPY, GBP
One time signup bonus - free
Account management fees Free free
Account unused - free
Exchange fees (FX) 2% (3% for the currency ZLOTY) 3%
p2p Money transfer
Send money p2p - n/a
Receive money p2p - n/a
Deposit fees
Bank transfer Free n/a
Credit card Free 0.25 EUR +3.9%
Withdraw fees
Bank transfer 1.5% 10-25 EUR
Prepaid card at the ATM Fee varies dependent on ATM bank n/a
To merchant site Free n/a
PrePaid card n/a UPayCard
Requirements to order n/a Personal Card and Business Card
Fee to order n/a free
Membership n/a 2 EUR/month
Costs for cash withdrawals at the ATM n/a 3.5 EUR
Online bank statement n/a free
Cash withdrawal at ATM limits/24h n/a 900 EUR
Delivery time n/a up to 6 weeks
Prepaid card available currencies n/a EUR, USD, JPY, GBP
Validation n/a 36 months
Two factor authentication n/a 3D Secure
Link to terms & conditions https://www.neosurf.com/terms-and-conditions/ https://upaycard.com/about

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