Players Rewards Card vs. ACH

Online casino players have one mission: to make more money than they came with when they accessed a casino site. Rarely do players visit casinos just for the fun of it, to play games in demo mode. No, they are mostly in it for the money. And yes, since online casino games can be quite rewarding, as an online casino player, you need to take care of the money you win and keep it safe. And how to do that if not by choosing a safe payment method to play with from the beginning?

And while there are so many choices you can make, you should consider using payment solutions that would fit your needs as an online casino player, and your budget, of course. On that note, there are two methods that offer to move your money online at a very low cost, and provide you with the latest security measures, Players Rewards Card and ACH. They both have their limits, pros and cons, that you need to consider. Therefore, you may ask yourself: why use Players Rewards Card or ACH to play across online casinos?

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Players Rewards Card vs. ACH – Introduction

As introduced, Players Rewards Card and ACH are excellent payment solutions to be used across online casinos. They are based on safe networks, protected with the toughest security measures, and they can provide you with some really cost-effective transactions. But, their availability country-wise is limited, as is their availability across online casinos. We'll get into more detail about each of them so that you can see whether they could be suitable payment solutions for you to use across casino sites.

Players Rewards Card…

…or sometimes referred to as PRC, is an online payment solution created for online gambling purposes precisely. Contrary to most other payment methods available across online casinos with rich histories of use across other industries, this solution was designed to make online casino players happier. As its name implies, it is a solution that wants to reward players for their loyalty, for choosing it over any other more experienced method.

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Essentially…

…Players Rewards Card is an eWallet, an intermediary between you, your casino and your bank. But, because as soon as you create your account with it you’re also issued with a prepaid card, it is often referred to as a prepaid card and not an eWallet. The thing is, its creators designed it to make players’ online casino experience more accessible, more rewarding and more cost-effective. Once you create an account to it, you’re eligible to receive bonuses, special bonuses that are crafted just for you as a PRC user, bonus codes and even exclusive 10% Bonus Match on your deposits, each time you make deposits with it. The best part, of course, is that it comes with low costs so that you're left with more in all aspects.

Availability-wise…

…this payment solution was designed to cater to Australian and US players only. That’s one of the main limitations to it. And, it is available only across two dozen online casinos, casinos that have partnered with this solution otherwise known as Players Club Casinos, and have decided to be rewarding with its users. That's a second restriction to it. But, should you be an Australian or US player looking for a great solution to use, and you're interested in joining one of its partner casinos, then you're in for a treat because this payment method is really something.

ACH…

…is also a solution that comes with a major country restriction. It is only available in the USA. However, contrary to PRC, it is available in more than just two dozen online casinos, so you can get access to it across more online casino sites. ACH is short for Automated Clearing House, therefore, this is a payment processing system tied with banks directly. But, it is an efficient mean to move money online as it does all the hard work for you, without you even having to step a foot in the bank.

With this payment solution…

…all you need is to request a payment via it, and upon your approval and confirmation, ACH takes all the control and makes sure that the transfer from your bank account to your desired destination is executed safely and securely. There's only one problem here. It takes a few days for the payment processing system to actually complete the whole job.

Due to regulatory…

…safety and security reasons, it takes ACH several days to process the transaction. And that's one of the main reasons why many US players avoid using it for deposits. Players like depositing with methods that provide them with instant deposits so that they could start playing their favourite games right away. On the other hand, as you would see later, this solution is extremely popular with players as a withdrawal solution, so before you get discouraged, continue reading to find out more about it and why players chose it when it comes to withdrawals. 

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Getting Started with PRC and ACH

Getting started with both of these payment solutions is fairly easy. As you will see, you won’t need to waste any more time than necessary to start using them across online casinos.

With Players Rewards Card…

…you would need to visit its official website. You would need to sign up for an account, by filling out an application form with basic info about yourself and your email address. Once you enter the required information, submit the application and wait for the confirmation. The confirmation arrives in a matter of minutes. Once you enter your PRC account, you’ll get access to what we call, the eWallet. But, in a matter of days, you’ll also receive your prepaid card on your home address.

An important thing…

…you need to know about this payment solution is that once you access your eWallet, you’ll see two accounts being active, a Real Money and a Rewards Money accounts. The Rewards Money account is pre-funded with bonus money, while the other one is empty and you need to fund it with one of the many different payment methods at your disposal. As you can see, the rewards begin with this solution from the minute you create your eWallet account. Bear in mind that the bonus money on your Rewards account cannot be cashed out, but instead, you can use it right away to make deposits with it, claim bonuses or start playing your favourite games right away, without depositing real money first.

Getting started with ACH…

…is a much simpler process because you don't need to fill out an application and you don't have two accounts. The only thing you need really is an active bank account. At a really low cost, virtually no cost, you can use this payment solution to transact online and deposit at any online casino from your bank account, without even stepping a foot at your bank. ACH deducts the money from your bank account itself, after you request and confirm it, of course, and transfers it to the desired destination, hence, the online casino account.

Depositing and Withdrawing with PRC and ACH

The processes of depositing and withdrawing across online casinos with these two payment methods are pretty intuitive. All you need to do is find an online casino that accepts either of them and you can start making your deposit right away, with no prior arrangements.

Once you create an account…

…with PRC and your online casino, and once you get your prepaid card on your doorstep, you can make your first deposit. As mentioned, you would have to choose an online casino from its list of partners and create an account with it. You have over 20 online gambling sites you can join, so even if the choice looks narrow, it is actually a good thing, because you won't need to choose from hundreds of online casinos, but only from two dozen of them. Sometimes, a lot of choices means a lot of headaches. With PRC, the process is simple. You choose one of the 20 casinos and start the registration procedure.

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You’ll be asked to choose a deposit method…

…so choose PRC. Click on its logo and you’ll be asked whether you’d like to make a deposit via your Rewards or Real Money account. You can make a deposit with the Rewards Money account, or you can use the Real Money account, provided you’ve previously funded it with money using your preferred payment method. Enter the amount of money you wish to deposit at the online casino site and confirm your transaction. Now, there’s a third option, depositing with your prepaid card. In this case, you’ll need to enter all card details, such as the card number, the cardholder’s name and the expiration date. Again, enter all that information and the amount you wish to deposit and confirm the request.

Withdrawals with it…

…are done exactly the same way. Log in to your online casino, find its logo in the Withdrawals page, click on it, enter the necessary information and the amount of money you wish to deposit and confirm the request. Wait for the casino to check your request and once it does, it will allow the transaction to be processed.

Depositing with ACH…

…is fairly simple as well. All you need to do is find an online casino that accepts it, and join it. Considering the winds of change and the future of the industry in the US, you’ll be able to find more and more casinos to join every single month. Once you do, go to the casino’s Cashier/Banking page and find ACH’s logo. Click or tap on it, and enter your bank account details. Enter the amount of money you wish for ACH to deduct from your bank account and confirm your request. ACH will do the job, and transfer the money from your bank account to the casino. Keep in mind that, contrary to the instant deposits with PRC, with ACH, deposits take 3 to 5 business days. So, you could only make a deposit with it three to five days earlier than you intended to play at an online casino.

As hinted…

…ACH is US players’ favourite withdrawal method. While players are impatient when it comes do deposits, for withdrawals, they are used to the waiting period. And considering ACH comes at a low cost and it transfers money online in a really safe and reliable way, through secure gateways, players trust it with their money, especially when big sums are at stake. Players who have won a million or multimillion prize playing a progressive jackpot slot choose to use this solution because of its trustworthiness and lack of withdrawal limits. Therefore, it should come as no surprise for you to see it recommended by avid online casino players in the pursuit of big wins. 

Withdrawing…

…is done pretty much the same way, only this time you’re requesting a withdrawal from a casino via ACH, and you’re waiting for it to confirm it. Once it does, ACH takes the money from the casino’s bank account and sends it to yours. As simple as that. Bear in mind that the withdrawal processing times are the same as for deposits, 3 to 5 business days.

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Pros and Cons

One of the things Players Rewards Card and ACH have in common, obviously, is the fact that they are both payment methods for US players, while PRC is also for Australian players. Now, this could be considered an advantage for these players, but a great disadvantage for players from anywhere else in the world.

The positive things you’ll be getting…

…if you choose Players Rewards Card are efficiency, fast deposits and withdrawals, and a pre-funded Rewards account to start playing your favourite online casino games right away. The method is a highly rewarding one and values your loyalty like no other. ACH, on the other hand, is a great withdrawal option, as it imposes no limits and no matter the prize you win, you can withdraw it at once with this solution.

On the other hand…

…we mentioned the country restriction that applies to both methods. PRC does not have any additional downsides, and the only other drawback with ACH is that deposits with it take 3 to 5 days. Other than that, these are both extremely useful and safe payment solutions to use across online casinos in the US and Australia.

Payment Methods Comparison
Payment methods name Players Rewards Card ACH
Available accounts 1 account n/a
Available currencies USD, AUD n/a
Account management fees free n/a
Deposit fees
Credit card free n/a
Cashback and promotions
Promotions 10% Top-Up Match Bonus n/a
Link to terms & conditions https://www.playersrewardscard.com/terms-and-conditions http://www.achpaymentsolutions.com/

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