Visa Credit vs. uPayCard

Most international online casino players, when trying to choose a site to join, bump into a problem with the offered payment methods, but casinos that offer VISA and UPayCard are always great choices for them. These two are payment methods available in many countries across the world, so basically anyone could use them. Apart from their global availability, the two methods have other common values, as they are both safe and convenient to use. But the two are quite different in terms of the services they offer. Therefore, stay with us to learn more about them and decide which one would suit you better. Why consider using VISA or UPayCard across online casinos?

About VISA and UPayCard

As introduced, VISA and UPayCard are two payment solutions that can cater to players from all across the globe. That’s actually their strongest suit, and that’s why they are so popular payment methods across international online casino sites. They are both offered across most, if not all, online casinos, not only because they can be used by players from almost any country in the world, but also because they are both super easy and convenient to use. However, the two are quite different when it comes to the services they offer to users.

VISA is a name every human being in the world knows or has heard of. It is actually one of the oldest credit card programs, launched way back in 1958. It was launched as a project of the Bank of America, in the US. In the lack of more convenient and easier ways for users to process their bills across businesses, a project manager at the bank wanted to try out an idea, and make the bank's computer systems do the hard job instead of users doing it manually. The idea was a success, and with that, a whole new era of banking begun.

Today, VISA is one of the few leading credit card systems. It is popular across all continents, and you’ll find it available in all gas stations, restaurants, cinemas and shops. It holds the largest payment network in the world, as it is processing daily transactions for businesses, financial institutions, governments and users. Everyone trusts it without a doubt, due to its bulletproof security measures, the SSL encryptions, the KYC rules and the two-factor authentication measures it implements. It goes without saying that it has established an impeccable reputation and track record for itself.

As such, it inevitably became part of the online gambling industry. It is convenient for online casino players to use it, since most, if not all, of them, hold a VISA credit card. Plus, as a payment solution, it is accepted across probably all online casinos. Nevertheless, even though accepted globally, it is a different story when it comes to its availability as an online casino payment method. In many countries, such as the UK and Germany, it is no longer available as an option, due to credit card gambling ban or similar prohibitions. But, if a player from a country where gambling with credit cards is completely legit and legal, you can rest assured that VISA will be your option.

Now, UPayCard, as introduced, is also a solution accepted all across the world. In fact, there are only a few countries that are not on the list of accepted countries, and these are Bahrain, American Samoa, the USA, Afghanistan, Aruba, North Korea, Moldova and Angola. Millions of people are satisfied with it and are using it for their everyday payments and purchases.

The main reason why is because the solution keeps on evolving and improving its services regularly. In fact, it is that much dedicated to providing users with the best online banking experience that it has provided them with two different solutions to use in one, a virtual prepaid card and an eWallet service. What’s best is that with these two products, you can transact in both fiat and cryptocurrencies! That’s right, UPayCard allows you to transact with cryptos like Bitcoin, Ripple, Bitcoin Cash, Litecoin and Ethereum, but also with fiat currencies like the UK pound, Australian, Swedish krona and Canadian dollars. It keeps on adding new fiat and digital currencies to its list, so you'll always have choices.

In the past, though, when it was first launched in 2013, UPayCard charged many fees for the services it offered. But as soon as users started complaining, the solution wanted to improve their experience and lowered as much of the fees as it could. Today, you only need to pay for foreign exchange and the issuance of your first physical prepaid card and the second virtual prepaid card. That’s all. So, it is only natural that it has become such a popular method across online casinos, being that cost-effective, convenient and keeping track of the latest trends.

Getting Started with the Two Solutions

You probably already know the procedure of getting started with a credit card like VISA. You do know that you’d need to visit a bank and apply for the card. And considering VISA has partnered with virtually every single financial institution and bank in this world, your own bank probably issues credit cards on its behalf, so you won’t need to wander to find a bank that is authorized to do so.

Therefore, all you need to do is visit your bank and ask for a credit card application form at the desk. Once the clerk gives it to you, fill the form with the necessary personal details, and select the type of card you'd want to apply for. Then, you'd need to provide a few documents, such as proof of income and proof of identity documents. Submit the form and the attached documents, and wait for the bank to approve your request.

As soon as it does, the bank will prepare your card within a week. You can then collect your card from the bank itself or have the bank send it to you at your home address. Either way, the card will arrive in an envelope, together with the PIN code and other necessary authentication codes given to you by your bank. You need to keep these safe, as you never know when you’ll need them. If you went to the bank to collect your card, while there, make sure you ask the clerk to give you access to your online banking profile. That way, using the given login credentials, you'll have an insight into your credit card spending whenever you want to.

To get started with UPayCard, you’ll first need to decide whether you’d like to use the eWallet service, the prepaid card or both. Regardless of your choice, getting started with the two products is pretty simple. You just need to visit its official website. You’ll see the instructions to apply for the card on the homepage. As soon as your card is ready, you can fund it with money using wire transfer, Skrill, Payeer, POLi, QIWI, Neteller or your eWallet address, if you already have it.

If not, to apply for the eWallet account, you’d also need to visit its official website. You’d need to provide ID documents and personal details, like birth date, full name, phone number, email and home address. The documents are needed because the solution is approved by the UK’s Financial Conduct Authority, so identity verification is absolutely necessary. Once your account is ready, you’d need to fund it with money, using the same payment solutions as listed for the prepaid card, except wire transfer.

Using VISA and UPayCard for Deposits and Withdrawals

As you could see, the two methods are easy to get started with. But they are also easy to use for deposits and withdrawals across online casinos. The first thing you’d need to do is find an online casino that accepts the solution you’ll decide to use, VISA or UPayCard. But since they are both offered across almost all casinos, you’d only need to focus on finding a safe and legit site to join, licensed by a respected jurisdiction and offering games by leading software developers. As soon as you find one that suits you most, join it by clicking on the Sign Up/Join Us button and providing your personal details.

Once your casino account is ready, you’re ready to make a deposit. To make a deposit with VISA, you’d need to do the following:

1. Go to the casino’s Cashier/Banking/Payment Methods page.
2. Click on the Cards/Credit Cards tab.
3. Click or tap on VISA’s logo.
4. Enter the card details, such as the expiry date, the cardholder’s name, the card number, and if needed, the CCV2 number, as well.
5. Specify how much you wish to fund your casino account with.
6. Confirm the transaction and in an instant, you’ll have the money on your balance.

Withdrawals are done exactly the same way. However, you should know that not all casinos accept withdrawals with credit cards, so the best thing to do if you wish to make a withdrawal with VISA is to check with the casino whether it accepts it before you even join it. As long as it does, you just request your withdrawal and wait for the casino to review it and approve it. In about 3 to 5 days, you’ll receive the money.

With UPayCard, again, you’d need to decide whether you’d like to use the prepaid card or the eWallet service to make a deposit. Once you do, do the following:

1. Visit the casino’s Banking/Cashier page and from the list of accepted methods, choose UPayCard.
2. If depositing with the eWallet, log into your eWallet account using your credentials, or enter your prepaid card details if depositing with the card.
3. Specify how much you wish to deposit.
4. Confirm your request and watch the money arrive on your balance instantly.

Withdrawals with UPayCard are only possible via the eWallet. Prepaid cards are never an option for cashouts. So, to make a withdrawal with it, repeat the same procedure as described for depositing with the eWallet, specify how much you’d like to withdraw, and wait for the casino’s approval. As soon as the casino approves it, the money will instantly arrive on your eWallet. That’s right, withdrawals with UPayCard are among the fastest across online casinos.

Advantages and Disadvantages

Now knowing all of these pieces of information about the two methods, you've probably realized that they are both excellent solutions to use as payment methods across online casinos. For one, they are both global, with certain country exceptions when it comes to availability. Two, they are both safe. VISA is a name with a great reputation when it comes to the security measures it implements, and UPayCard has approval by the UK's Financial Conduct Authority. Three, they are both pretty easy and simple to get started with and use. And four, they are both widely accepted across online casinos, so you won’t have any difficulties finding a casino to join fast.

VISA, however, is not always accepted for cashouts and it does not process them instantly, even if it is accepted. Plus, transactions with it are subject to a fee, depending on the casino’s or your bank’s policies. Add to that the fact that it is not an option at some online gambling markets, such as the UK and Germany.

UPayCard comes with fees, too, and even though they are fewer and lower than they used to be, they are still there. Add to that the fact that it is not accepted in one of the largest online gambling markets, the US, and there you have its flaws.

Despite their disadvantages, VISA and UPayCard are still way better options to use across online casinos than any other methods. VISA is a giant name that you can rely on blindly. UPayCard allows you to make transactions with both fiat and digital currencies. So, weigh in all of their pros and cons and make sure you choose one of them as your go-to option across online casinos, as you won’t regret it.