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A bank wire transfer is the electronic movement of funds from one account to another. This method is more commonly used for withdrawals than deposits when it comes to online casinos. Overall, it’s not the most practical method considering the instant fund's availability offered by many e-wallets, but then again, it may be your only option depending on your local gambling laws and regulations.

Wire networks include the Federal Reserve Wire Network, Clearing House Interbank Payments System (CHIPS) and Society for Worldwide Interbank Financial Telecommunication (SWIFT).

There’s a difference between a bank wire and a service like Western Union, which also refers to sending money as a ‘wire’. Both can be requested online, but a bank wire is initiated from a bank account and requires key recipient details including SWIFT code, bank account number, name and address.

IBAN

Depending on your country of residence, an international bank account number (IBAN) may also be necessary to process the transaction across international lines. An IBAN includes 27 alphanumeric characters within Europe and up to 34 outside of Europe, except for the USA, which does not use IBANs.

Wires and Online Casinos

While it’s quite a secure method, there is a downside to using a wire for your casino deposits. Funds availability is not immediate. You’ll be sitting there twiddling your thumbs waiting for the credit in your account. It is due to the processing procedures and timeframes. If you initiate the wire before bank cut off times, you could be betting within a few hours at best.

Regarding withdrawals, this is where the waiting begins. It can take longer to process because you’re dependent on two things – the operator’s pending period for withdrawals and their processing time for sending wire transfers.

Fees

Apart from the waiting period, the fees are perhaps the most discouraging aspect of bank wires. Not only does it cost dearly to send a wire, but it often costs you to receive a wire. Fees vary by financial institution and may be based on a percentage of the wire or a flat fee. The majority of casinos also require a minimum amount to select wire as a withdrawal method and they’ll deduct their fee from your cashout. Once received by your bank, they may have a charge of their own, which is applied to your account.

Deposit fees
Bank transfer	Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
Instant bank transfer	Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
Credit card	Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
Withdraw fees
Bank transfer	Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
Cheque	Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.

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