Capitec Pay Casinos

The South African gambling market continues growing, and the need for more secure and fast payment methods is always there; that’s why the Capitec Pay solution was launched. To respond to the demand for fast, but above all safe payment methods in the country, the leading South African bank Capitec Bank launched the solution, to offer users the most effortless online transactions, in just a few taps on their mobile devices. The solution is incredibly user-friendly and intuitive to use, therefore, if that’s something that interests you as a South African player, continue reading to find out more about it. What is Capitec Pay and why choose to use it across South African casinos?

About Capitec Pay

Already widely used across South Africa, even though a brand-new payment method, Capitec Pay is a mobile paymentsolution that was designed to enhance the security of online transactions and simplify the way users manage their finances across the country.

With security at its core, the solution incorporates advanced security measures such as encryption and biometric authentication to protect users’ transactions. The leading South African bank, Capitec Bank, launched in 2001 in a small town east of Cape Town, in the Western Cape province called Stellenbosch, launched it with the purpose of powering the next generation of eCommerce.

It was designed as part of the SARB’s (South African Reserve Bank) vision for 2025, as an Open Banking initiative by the Capitec Bank. It functions through payment providers like Ozow, Pay@, Payfast, Futterwave, Paym8, Peach Payments, Stitch, Netcash, Real Pay, Pay Genius, WalletDoc, CallPay, and UtiliPay.

Online payments are completely changed for the better with this solution; it is incredibly intuitive and easy to use, and anyone who has an active bank account can actually use it. The thing is, you don’t need to share any banking details when you’re transacting with it; as a matter of fact, the only thing you’ll need is the cellphone number you used when you opened your Capitec Bank account. Your phone number will be your ID when transacting with the solution, and as you'll soon learn, that would be the only thing required from you to provide when using it for online payments.

With it, you’ll only use your mobile phone number, and in no time, you’ll get from “pay” to “paid”, in just a few simple steps. In addition to your number, you’d need, of course, a smart device, and your Capitec Bank banking app. When you choose it as your payment method at an eCommerce site, you’d just need to enter your mobile number and simply follow the prompts; the process is really intuitive, so you won’t make a mistake.

There’s a two-factor authentication on the app to protect your funds, and the actual transfer of money is encrypted, so your money is always safe with it. What happens is, whenever you’re making a transaction through it, you’ll receive a push notification from your bank to approve the payment in your Capitec Bank app.

Now that you’ve gathered how easy and safe it is to use, you are probably not surprised that the minute it launched, it was immediately listed as a convenient payment method for South African players across many online casinos catering to players from the country. If interested in using it, stay with us to discover the exact steps you need to make to get started with it. We’ll cover that next.

Getting Started with It

As you could deduce from what you’ve read so far, you’d need to have an active bank account with Capitec Bank in order to meet the first condition of using the solution. If you don’t have one, you’d need to open it as soon as you can, and while at the bank, request the desk clerk to give you your credentials for entering your online banking profile.

The next step would be downloading Capitec Bank’s app, as you’ll need it to authenticate your transaction with the solution. Enter your online banking credentials, and you’ll get access to it through your app.

You won’t need to create an account with Capitec Pay itself in order to use it; you just need to select it as your payment option at your online casino, or one the payment providers like Ozow, to request a transaction via it.

As you’ll see, all you’d need to do is enter your phone number (the one you registered with Capitec Bank) and the amount you wish to transact; after you confirm your transaction, you’ll receive a push notification from your bank to approve the payment in the Capitec Bank app. You should know here that, in case you didn’t receive a push notification to approve the payment, you can do that manually in-app. You’d need to enter your app, tap Transact, and then tap Capitec Pay, tap Pending Authorizations, and then Approve. As easy as that.

The solution is incredibly safe to use as you’re never sharing banking details with the operator, but all you need is your phone number and Capitec Bank's app installed on your mobile device to request a transaction with it. If you've done it, you're ready to make the next step: actually make a deposit with the solution at your chosen South African online casino.

How to Make a Deposit with Capitec Pay at an Online Casino?

Even though such a new payment solution, Capitec Pay is already accepted at some of the best online casinos that accept South African players. You’ll find it at Hyper Casino, NoBonus Casino, CasinoCasino, Fun Casino, and Yako Casino, to name a few. You could look up other options if you wanted to, to find the most perfect site for you to join. Register an account with it and you’ll be ready to make your first deposit with the solution.

To make a deposit with Capitec Pay, you’d need to go through the following steps:

1. Head over to your online casino’s Cashier/Deposits page.
2. On the list of offered payment methods, locate Capitec Pay or one of the payment providers that offer the solution, and select it.
3. Enter your phone number and specify how much you’d like to deposit.
4. Wait for the push notification from your bank and approve the transaction on your Capitec Bank app.
5. In an instant, the money will arrive in your online casino balance.

How to Make a Withdrawal with It?

Since this is a mobile payment solution basically connected to your bank, you have probably gathered by now that you’d be able to use it for withdrawals, too. You’d need to go through similar steps, meaning choose it as your payment method on the list of Withdrawal Methods, and enter your phone number as your identification, so that the casino knows where the money should go. And since your phone number is the one that leads to your bank account, the solution will take it from there and transfer the money directly to your bank account as soon as the casino approves the transaction.

Mind you, casinos take their time to review and approve the transaction; so, even though deposits with the solution are instant, withdrawals won’t be, due to the respective waiting times at the casino.

Applicable Fees

We never mentioned any fees so far, but that’s only because the fee charged when using Capitec Pay is really low, only R1 per transaction. It is almost unnoticeable, considering all the perks you’re getting for using the solution.

The online casino you’re playing at won’t charge any fees for using the solution to make your deposits and withdrawals, therefore, the R1 fee would be the only fee you’ll come across.

Accepted & Restricted Countries

It is fairly clear that Capitec Pay is only available in South Africa. What’s more, only South African players who have an active bank account with Capitec Bank can use it.

If you’re a player from any other country across the globe, do not expect to be eligible to use this South African national mobile payment solution.

Available Currencies

The South African rand is the default and only currency you could use when transacting with Capitec Pay. This is the country’s currency and the one tied to your Capitec Bank account.

Considering the solution works through South African payment providers, do not expect to be able to use a foreign currency when transacting with it. But you probably won’t even want to, since you won’t want to pay any conversion fees when depositing and withdrawing across South African casinos; since these are all sites catering to South African players the best way, they are all offering the rand as a possible currency, so it is a win-win situation for you.

Customer Service & Support Options

If you visit Capitec Bank’s official website, you’ll find an entire page about Capitec Pay. What’s more, you’ll find a thorough FAQs section where you can discover more about the solution. On the FAQs page, you’ll also find out that there’s a direct phone line you could use to get in touch with Capitec’s team, at 0860 10 20 43, to ask any question you might have or report a problem you might be experiencing.

You could also try the payment processor you're using, for instance, Ozow's Customer Support service and you can, of course, contact your chosen casino's Customer Support team. They should all be able to assist you with any question or issue you might have, via Live Chat, social media, phone, email, and on-site contact form.

Written by ShellyS

Senior Content Writer

Expert On: Casino Banking reviews Gambling Regulations US Sports Betting

8 years of experience

538 Written reviews

Shelly has been writing for LCB since March 2018, with a strong focus on banking reviews. Her work helps players understand payment methods, fees, limits, and transaction processes across various casinos. She also covers gambling regulations, offering insights into licensing and player safety. Her goal is to deliver trustworthy, well-researched content that supports smart, secure gambling decisions for players and LCB members.