Discover Review

Discover Financial Services is among the biggest credit card companies in the US; moreover, it is ever growing and expanding. Although the company arrived several years after credit card giants such as Visa, MasterCard, and AmEx. Discover is now their biggest rival. Discover is also the first company to offer credit cards without annual fees, but loaded with rewards. The Discover card, a financial product of Discover Financial Services, was first released in 1986.



Discover’s annual report of the year 2008 states that it is the 6th largest issuer of credit cards in the US. During the same year, the company processed transactions worth $102 billion. The company claims that it has more than 50 million customers. Discover offers a wide range of cards, customized as per the requirements of different types of customers.

How does Discover Work?

The Discover Bank issues most of the cards carrying the Discover brand. The Discover network payment system is responsible for the processing of various Discover Card transactions. Discover cards are popular because they offer 5 percent cash back on all purchases, including online casino purchases.


 

Top Casinos Accepting Discover

The Discover credit card company has assigned merchant codes to the online casinos that support it. This is an electronic code, which is attached to every financial transaction that the company processes. Since US banks automatically reject monetary transactions associated with this code, American players cannot use Discover cards to fund their online casino account. The card therefore is meant mostly for European casino players.

Using a Discover card to fund an online casino account is very simple. Players have to enter their card details at the online casino just as they would for Visa or MasterCard. The transactions are processed without any issue as long as the Discover card contains sufficient funds. If, for some reason, the transaction does not go through, players are requested to contact a customer care representative.



Some sites will prompt customers to provide the security number on their Discover cards. This is a security feature that will keep identity thieves away from the financial transaction.
 

Discover Pros and Cons

Just like any other credit card, Discover card also has certain advantages and disadvantages. The company charges a low rate of interest. It also offers an interest rate of 0 percent on all purchases made for one year. Cash advance options are also available to holders of Discover cards. However, the cash advance limits depend on the credit history of the card holder.

The disadvantages of having a Discover card are that customers will have to pay heavy fines for delayed payments. The card is also not available to players all over the globe, unlike some of its competitors. Card holders must also be wary of hidden charges. Information about these hidden charges is usually place in fine print; and customers normally do not read it simply because it is in fine print.

The plus point, however, is that the card holder is not charged any annual fees. They can also avail of innumerable cash rewards.

Discover payment method fees and facts
Available accounts 1 account
Account management fees free
Cashback and promotions
Additional bonus programs Yes
Two factor authentication n/a
Money-back guarantee in case of fraud Yes
Link to terms & conditions https://www.discover.com/online-banking/terms-of-use/
Discover Review Discover Financial Services is among the biggest credit card companies in the US; moreover, it is ever growing and expanding. Although the company arrived several years after credit card giants such as Visa, MasterCard, and AmEx. Discover is now their biggest rival. Discover is also the first company to offer credit cards without annual fees, but loaded with rewards. The Discover card, a financial product of Discover Financial Services, was first released in 1986. Discover’s...
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Markotik Lithuania 5 months ago
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Jet Casino is acrypto-friendly,non-US brand, and our tested when on a mission todiscover how thiscasino handlesSkrill deposits and withdrawals. Tester of the day: MarijaS Registration date: December...
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jonnypags United States 1 year ago
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Hello My Friend, Thank you for giving me the opportunity to express my interest in holding casinos accountable. This is something that I was asking for your help with and it is certainly delightful...
From The Players - For The Players: Follow LCB Casino Testers!

Anchi Serbia 2 years ago
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US banking options: Visa Visa Gift Card MasterCard American Express Discover Card Western Union Bank Wire uPayCard MST Gift Card Paste and Pay Voucher ACH eCheck Cryptocurrency - Bitcoin , Litecoin,...
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JennaROX United States 6 years ago
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If that were already in place, they could have made a killing off just my transactions... luckily for me, I now have a friend who trades with me wholesale. His employer pays him in Bitcoin & he does...
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cheetahwind United States 6 years ago
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Sorry I was posting from my phone earlier. I was explaining if you had a direct Neteller withdrawal then the transfer would be blocked.  As us US residents are ring fenced on purpose so we don't get...
Neteller is now accepting US Members again

Lane Jones 6 years ago
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It is a valid credit card and it seems that Discover has been pushed back to being almost a non credit card. Visa and Mastercard is the standard now so of course Neteller can use Discover in the U.S...
Neteller is now accepting US Members again

LhasaLover United States 6 years ago
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Was it the Discover PrePaid card blocking it?  If it was, then, is the card usable at all by US residents?
Neteller is now accepting US Members again

Lane Jones 6 years ago
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You can do it but the only way it will be beneficial is if online casinos either add Neteller for U.S. members or add Discover card as an option to deposit because I certainly do not see the point in...
Neteller is now accepting US Members again

Lane Jones 6 years ago
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I was pleased to receive my Neteller card in the mail but I was shocked when I received a Discover card when I was specific that I wanted Visa and/or Mastercard.
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tinker United States 7 years ago
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I originally got the card for my 13 year old son to try and teach him some responsibility,  . But I should know better he's 13!!Hormones, pimples, and the discovery of girls, hehe. As far as...
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