eCheck Casinos
If you are looking for an online casino payment service, then eCheck brought to you by Authorize.Net, is an option worth considering. This payment method facilitates payment for various goods and services that are purchased online, via mail order or online. It is essentially an electronic check acceptance method. Authorize.Net also provides the added functionality of allowing merchants to convert paper checks into electronic checks.
In order to process fund transfers, eCheck.Net uses a network called the Automated Clearing House or ACH. A group of financial entities and similar institutes within the banking community constitute the ACH Network. The ACH Network collaborates to enable smooth processing and clearing of these electronic checks. The ACH processing rules are governed by the NACHA (National Automated Clearing House Association) and the Electronic Funds Transfer Act, as well as the Regulation E which was established by the Federal Reserve Board.
How does eCheck Work?
How credit card payments work using Authorize.net
In order to process an application for eCheck.Net, the customer needs to provide necessary personal information along with their banking information. This information is then sent to Authorize.Net, who then begin processing the application, and it is possible to view the status of the account at every stage.
The processing of the eCheck is a simple six step process. It begins with the customer providing relevant data to the merchant either on the phone or over the internet. Once this step is completed, the purchase is said to be complete, however the transaction process has just begun. The merchant who receives the customers’ data then uses the internet to transfer the relevant date to Authorize.Net. Authorize.Net merely acts as a middle man, and this data is processed into more recognizable data for the bank. The Authorize.Net system then transfers the data to its banking system known as the ODFI in order to begin the process of money transfer.
The ODFI in turn turns to the ACH Network to verify that the details that have been provided are legit. Once verified, the ACH Network sends a request to the customer’s bank for the funds necessary to complete the transaction. The amount to be transferred is then withdrawn from the customer’s bank or the RDFI and transferred into the Merchant’s bank account, again using the ACH.
Since the eCheck process is strictly regulated, and all transfers are between banks and this system cannot be used for direct withdrawal of cash, the eCheck system is extremely safe and reliable. The eCheck.Net system also does not require credit cards or credit card details. The system is also very transparent, and it is possible to check your bank account details at any time if there is any dispute over purchases.
eCheck Pros and Cons
Though there are some limitations to using the service, such as the fact that it can process transactions only if they are in US Dollars, or the fact that some banks do not allow merchants to open business checking accounts which are necessary in order to be able to use the eCheck facility. It is also important to note that eCheck.Net cannot be processed in real time. Having mentioned this, it is important to state that there are many advantages to using this system like lower fees, increased efficiency and top class security.
| eCheck payment method fees and facts | |
| eCheck is popular in these countries | - |
| Available accounts | 1 account |
| Link to terms & conditions | https://www.authorize.net/en-us/payments/echeck.html |
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Casinos found: 11
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FAQs
Are there any specific fees for eCheck online casino payments?
One of the best things about eCheck is that it bears practically no fees, or some extremely low ones which don’t take anything out of the entire gambling entertainment. For online casino players looking to make the most of their bankrolls, this is certainly the most beneficial payment option.
Will I be able to apply some betting strategies while enjoying some online casino action with eCheck payments?
Of course you can, eCheck allows great player freedom of maneuver, especially since it doesn’t impose any strict limits like other banking methods. Hence, players can apply flat, progressive, recessive or any other type of betting strategy, change the size of their wagers depending on the outcomes and anything else that could help them turn the odds in their favor. What is more, an added advantage of eCheck is that it keeps players using only the funds that they have, without putting them at risk of extending their credit, going over the limit and spending money they need to return later on.
It says that the payment method cannot be used for direct withdrawals. What does this mean, can I request cashouts via eCheck or not?
Yes, players are able to make both deposits and cashouts via eCheck. What this means is that the entire payment transfer process is executed in a certain way that this is not an actual storage location for your funds. Rather, it can be explained as an electronic format of the well-known check form which is sent from one point to another, transferring value at the same time.
How does eCheck compare to other online casino payment methods?
eCheck’s capabilities are rather unique, and can be best compared to the somewhat outdated payment method known as paper checks. Both options allow players to transfer funds without sharing more than the minimum personal info. Still, some alternatives are available nowadays – modern payment methods such as e-wallets seem to follow somewhat similar principles (basic info, no banking data sharing and the likes.)
Overall Ratings
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Member's feedback (1)
E-check is the more slower deposit methods to use as opposed to deposit methods like Skrill, Interac E-transfer, heck even a Visa card can beat down the E-check method despite exposing your details. For E-checks, they would take you to a secure page asking you for your personal account information (Account #, NOSCCATT,...
E-check is the more slower deposit methods to use as opposed to deposit methods like Skrill, Interac E-transfer, heck even a Visa card can beat down the E-check method despite exposing your details. For E-checks, they would take you to a secure page asking you for your personal account information (Account #, NOSCCATT, 3 digit institution number and so on). As I haven't used this method is years I don't remember if funds are instant or they take days. Just the only option I would still like to have despite the "other" options available.
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