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MasterCard Introduction

MasterCard Worldwide is a multinational corporation. It is organized as a co-operative of banks, and is listed in the NYSE under the symbol MA. The essential function of this corporation is to process payments between the banks of the merchant and the banks of the purchaser. To this end, the purchaser uses a MasterCard brand credit or debit card.

The corporation was initially created in 1966 by United California Bank, Wells Fargo Bank, Crocker National Bank and the Bank of California. It was created as a competitor to the Bank of America’s BankAmeriCard. Prior to its IPO, MasterCard Worldwide was owned by over 25,000 financial institutions as a membership organization. All the companies that owned the corporation issued MasterCard cards. Currently, MasterCard Worldwide is based in Purchase, New York. Today, MasterCard cards are accepted around the world as a safe, reliable means of transferring money.

How does MasterCard Work?

MasterCard credit cards are issued when an account has been approved by the credit provider.

Once it has been approved, the card holder may use the card to make purchases with merchants (in this case, the casino) who accept the MasterCard. The mechanics of the credit card are quite simple.

The purchase is essentially an agreement by the credit card holder to pay MasterCard the amount of the purchase. In case of online transactions, which are known as CNP (Cardholder Not Present) transactions, the cardholder authorizes the purchase by entering a Personal Identification Number. Some casinos also accept verbal authorization via telephone. The merchant then uses an electronic verification system to ensure that the cardholder has a valid card with sufficient credit. This verification system accepts some further information from the customer including the security code, date of birth of the cardholder and other personal information.

At the end of the billing month, MasterCard issues a statement indicating the purchases, outstanding fees and the total amount owed by the cardholder. The cardholder is then obliged to pay a defined minimum amount before a certain due date.

The MasterCard Worldwide also has a debit card called MasterMoney. The debit card is also known as a checking card, and has direct access to the cardholder’s bank account. This card can be used to make online purchases, or deposit money into the casino. When used online, the MasterMoney card requires an electronic authorization of all transactions, and the debits are immediately reflected in the user’s account. These transactions are additionally secured with PIN authentication.

MasterCard Pros and Cons

MasterCard allows players to transfer funds to online casinos. The only drawback is that credit cards are increasingly being rejected by online casinos, and so the transaction stands a high chance of being rejected. Another problem with using MasterCard is that some casinos charge a little extra to use a credit card to deposit funds.

Despite the minor disadvantages, using a MasterCard to deposit credits is very reliable. MasterCard has developed many security measures to ensure a safe transaction every time. If the player is using a debit card, there is also the added comfort of knowing that the spending is within ones means.

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FAQs

How can I know for sure that MasterCard casino transactions are safe and secure?

Apart from putting security matters straight into the hands of the individual through the use of PINs, MasterCard also employs a range of industry-standard precautionary measures. This includes the highest levels of encryption, protection, safety nets, data and funds storage and secure and impenetrable transaction processing channels.

Will I be charged a significant fee for my MasterCard casino payments?

MasterCard casino deposits and withdrawals are most likely to incur some charge to your account. However, this will often depend on factors other than the credit card company’s policies, including the casino, as well as the banking institution where you hold the account for the card.

Can I use MasterCard at US-friendly online casinos as a legitimate online banking method?

The US online gambling status is notoriously famous for being complicated, and this is all the more true for banking methods that were banned from facilitating transactions after the 2006 UIGEA Act. Nevertheless, some US-friendly casinos are nowadays being legalized by separate state governments and licensed by authorities, giving way to legitimate banking methods like MasterCard to enter and service the market.

What are some reliable alternatives to MasterCard?

Since the brand is most known for its credit cards, you would be right to look for alternative credit card companies. Debit cards and prepaid cards are also part of their product offering, meaning companies like Visa, Diners and American Express would best suit as alternatives that can fill its shoes.

Will I be eligible to claim a Welcome bonus or other offer if I choose MasterCard as my online casino payment processor?

Of course, MasterCard is one of the most widely spread banking methods, and players are eligible to make use of a fully-fledged online casino experience by choosing it for their deposit and withdrawal purposes. Players interested in deposit-related offers such as the Welcome Bonus are definitely all the more concerned, although even those looking to claim a no-deposit bonus will be glad to see MasterCard as an available option.

Could I switch between payment methods after setting up my account?

Yes, most top-notch casinos will allow you to freely switch between any of the eligible banking methods listed on the site. However, you will need to pay attention to any terms – sometimes, casinos will only allow withdrawals from a specific banking method if the deposit you used to make the winning wager was also made with the same service. What is more, some services require opening a separate account, while others will allow players to use it directly from the banking page at the casino, by simply logging into some familiar service (online banking and the likes).

Overall Ratings

3.8/ 5

From 17 votes

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Member's feedback (6)

leyboo 03/03/21

4.7 / 5

Easy to use mastercard debit

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Tracetheace777 26/11/18

0.5 / 5

I wishbanks would keep customers up to date with any changes that may occur for any transation service I may use. They have a record of what purchases we make so why is it they cannot inform me of changes such as Online Casinos being unable to complete a payout into my Mastercard account anymore. I have to find out after waiting for days from the casino to be told no, sorry they do not accept payments from us anymore. Fees are always huge so in a way im happy they gone. Doesnt help if your bank is Mastercard only.

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Quickwitted 04/04/18

3 / 5

Effective although two sides of a coin. One side has versatility in terms of deposits/purchases while the other solely rests on a percentage of fees! I try to skip using credit cards like Mastercard........if I luck out on my deposit I'd paid fees for nothing! Prepaid Mastercards like the Vanilla Mastercard are of a different...

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Vanenhox 20/03/18

2.9 / 5

Wallets like skrill are somewhat better than credit cards, because cashouts are processed about at least twice as fast to a wallet than to a credit card. That is my experience anyhow...And yes a lot of casinos also charge a small fee for using a card whereas wallets are more often fee free. Skrill stopped accepting mastercard. I used to be able to fund my skrill with my mastercard or even pay with skrill with my card now I cannot do that anymore. Good luck to all and happy hunting.

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Vladimir Sokurenko 12/07/17

4.7 / 5

Just great, that your site provides such information, thanks!

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zuga 27/01/17

4.1 / 5

all my cards but one is mastercard ( debit ) and never had any issues. knock on wood!

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5 years ago

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kathy.anderson wrote: So, how are all you USA player's depositing For years, I have been using my bank issued visa, but for the past month or so, my bank won't let me deposit at some long time online...
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What about MasterCard credit cards? are they valid if used to buy a prepaid card through a site? That should be legit right?
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