Finland Online Casinos in Finland Offering Siirto

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Apart from the choice of games to play, Finnish online casino players are always looking for a great, local payment method to use when joining an online casino. And one top choice that they always find more than satisfying is Siirto. This is an excellent mobile payment solution that allows Finnish players to make instant deposits in euros, but also make withdrawals. When online gambling was legalized in the country, this solution started getting listed as an accepted method across the respective licensed sites, so if willing to know more about it to eventually start using it as your default payment method across Finnish online casinos, continue reading to get all your answers. What is Siirto and why decide to use it at a Finnish online casino?

The Legality of Online Gambling in Finland

Finland was among those European countries that fully embraced online gambling, the minute it emerged. Since this is one of the most forward-thinking and open-minded countries on the continent, it saw the potential online gambling brings and the revenue it could get from legalizing it. So, as a Finnish player, you can rest assured that you will be legally allowed to enjoy online gambling activities. But, there's a catch: operators are a tad strained.

What happened was, when the country legalized the activity, it made sure for it to be monopoly-based, with only one online gambling site given a license to operate on the market. This site, Veikkaus Oy, is owned by the state, so clearly, the country had bigger plans in mind when it comes to control over the industry. Veikkaus Oy already had a physical presence and was offering land-based establishments where players could go to enjoy gambling activities. PAF was its counterpart in the autonomous Åland Islands, meaning the only online gambling site operating there.

And while all of this was going smoothly as it was, the country received criticism on the EU's part. Being a country member of the Union, Finland's monopoly-based market was against all of the EU's rules and laws regarding fair trade. So, eventually, it had to lower its guard and allow free access to operators licensed elsewhere, who wish to target Finnish players. Meaning, it opened its doors to offshore operators who wished to get a license to operate on the Finnish market. Plenty of them applied immediately, like Betsson, for instance, obtained their license and are not fully legally offering their services to Finnish players.

And even though up until 2023, the country had introduced no new rules in its old laws that regulated the activity, in October, news surfaced stating that Finland was preparing for market liberation. Meaning, the country was set to introduce new rules and laws to further liberalize the access of international online casino operators on the market, giving you, the player, an even bigger choice of sites to explore and eventually join.

This, however, does not mean that Finland will start allowing illegal operators to offer their services to players; quite the contrary. Due to years of monopoly-based gambling operations, the black market flourished, so the new laws to be introduced will further strengthen the battle against illegal operators. Finland never stopped blocking the IPs of illegal websites, and never will. So, you will still be protected from scams and fraudulent activities, and will still be able to enjoy a safe online gambling environment, meaning you will have access to safe sites to join.

Speaking of which, across the perfectly licensed Finnish casinos that you will come across, you will see that most of them will offer Siirto, the most amazing mobile payment solution found in Finland. Here at LCB, you’ll find over two dozen such sites, which are completely allowed to cater to Finnish players and offer this incredible solution, which allows for instant deposits in euros, but also withdrawals! If it sounds just like the solution you need for your online gambling transactions, stay with us to learn all about its roots and its success across the industry, to eventually start using it across the many casinos that offer it.

Why Start Using Siirto at a Finnish Casino?

Siirto is, as introduced, a mobile payment solution designed to cater to Finnish users in the most convenient way possible. It connects users, their banks, and the respective eCommerce platforms, or in our case, online casinos, via a smartphone. Meaning, that with it, you are transferring funds online from your bank account via a mobile device; the funds are not deducted from your credit or to be paid on your monthly phone bill, like with most mobile payment solutions.

It works via the system used to maintain Otto ATMs, by Automatia, in collaboration with S-Bank, Bank of Åland, OP Bank, and, of course, Nordea. These are the four leading Finnish banks, so you probably have an account with at least one of them; so, all you need to start using the solution is to have an active mobile phone number, and you surely have one. So, on the off chance you're missing a bank account with one of the four banks, go to the nearest branch and you'll open one in minutes.

The system it runs on allows banks and mobile service providers to offer their users a mobile app that would enable them to move money from one mobile number to another, meaning, from one bank account to another. So, with it, you won't just be able to make deposits and withdrawals across online casinos, but you can also pay across all kinds of other eCommerce platforms, shop with it, pay across cafes and restaurants, and whatnot!

Assuming you're meeting the pre-conditions to use it, just download OP-Mobile, Pivo, or Nordea Siirto app on your mobile device, by going to Apple App Store or Google Play Store, respectively, depending on whether your device runs on iOS or Android. Enter your mobile phone number and confirm it, then select the bank account you’d like the funds to be deduced from when paying or added to when collecting payments. With that, you’re all set to start using it.

When sending money, instead of entering the recipient’s bank account, you just need to enter their phone number. The app, thanks to the system it uses, will find the recipient’s phone number there and complete the transaction. A maximum of 1,700 can be sent daily, but there’s no limit as to how much can be received; so, you can only €1,700 per day and withdraw as much as you want!

We should mention here that, depending on your bank and correspondingly, the app that you’re using, a different identification protocol will apply. For instance, with Nordea, you’d be able to verify your identity via the Nordea Codes app or just by using your Nordea credentials. With the other apps, the identity verification protocol would be different, but make sure you go through it as needed, for your transactions to be successful.

Now that you know all the details and can see how easy it is to get started with and use, let’s go over the actual steps you’ll be taking when depositing and withdrawing with Siirto across Finnish online casinos!

How to Deposit and Withdraw Across Finnish Online Casinos with Siirto?

We already established that you’ll get over 20 online casino sites accepting Finnish players listed and reviewed here at LCB that you can go over, in order to find the one to join. Wildz, Frank, and LV Bet are just some of your options but explore our list and you'll certainly find some great candidates to check out.

Now, after you've found the right one for you, make sure you register an account with that site. Provide the needed personal details and then go through the needed verification procedure right away. Once your player profile is ready, you can make a deposit with Siirto. To do that, go through these intuitive steps:

  1. Find the Cashier/Payment Methods tab on your player profile.
  2. Look for Siirto in the section that reads Deposit Methods and select it.
  3. A pop-up will appear, where you need to just enter your mobile phone number.
  4. Specify in the designated field how much you want to deposit.
  5. The operator’s phone number should be pre-entered here; if not, get in touch with its Support team to get it and enter it.
  6. Confirm the transfer and the money will arrive in your balance in real time.

As said, this is not a typical mobile payment solution where funds are deducted from your credit or added to your monthly phone bill at the end of the month, but this is a solution that works through banks, in collaboration with them, to be exact. That's why, Siirto also processes withdrawals!

The steps for the withdrawal procedure are exactly the same, only done the other way around. Look for its logo in the Withdrawal Methods section and press it. Enter your phone number and the amount you wish to cash out, and the minute the casino operator approves your request, the funds will reach your bank account, again, in real time!

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Written by ShellyS

Senior Content Writer

Expert On: Casino Banking reviews Gambling Regulations US Sports Betting

8 years of experience
538 Written reviews
Shelly has been writing for LCB since March 2018, with a strong focus on banking reviews. Her work helps players understand payment methods, fees, limits, and transaction processes across various casinos. She also covers gambling regulations, offering insights into licensing and player safety. Her goal is to deliver trustworthy, well-researched content that supports smart, secure gambling decisions for players and LCB members.

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Casumo 26/02/13

100% up to €300 + 20 Spins

Sign Up Bonus - Finland
30xb - lowest WR
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New Customer Offer. T&C’s Apply. 18+.  Welcome offer includes 20 bonus spins on Book of Dead and a 100% bonus (up to €300). Maximum bet is €5 per spin or €0.50 per bet line. Bonuses must be wagered 30 times. Play responsibly •

3.5 / 5 Rating

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Betsson 09/08/16

100% up to €100 + 50 Spins

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35xb - lowest WR
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New customers only. T&C apply. 18+. PLUS 50 Free Spins. 25 Free Spins on Joker Blast Bonanza and Sweet Bonanza. Min deposit: €10. WR(Free Spins): 25x. Max Bet: €6. Selected games only: See the website for a list of online slots. From day of activation bonus will be valid for 7 days.

3.4 / 5 Rating

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LV BET 30/11/16

100% up to €200 + 50 Spins

T&C's Apply
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40x(b+d) - lowest WR
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New Customer Offer. T&C’s Apply. 18+Plus 50 Free Spins on Blasting Rubies™. Deposits made using Visa, Mastercard, Neteller, Skrill or Skrill 1-Tap do not qualify as Welcome Package deposits. Min deposit: 10 EUR. Max bet: 5 EUR.

3.4 / 5 Rating

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Wildz 14/08/19

100 Spins

Sign Up Bonus - Finland
1xd - lowest WR
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New Customer Offer. T&C’s Apply. 18+. 100 Free Spins (50 free spins on the first day). Min deposit: 1 EUR. Spins value €0.20 per spin. Deposits must be wagered at least once before they can be withdrawn. 

3.3 / 5 Rating

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100% up to €200

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40xb - lowest WR
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New Customer Offer. T&C’s Apply. 18+. Min Deposit: €10. Max Bet: €5. Bonus amounts and winnings are valid for 30 days, from the day of claiming. Cashable. Selected games only: See the website for a list of online slots. 

3.1 / 5 Rating

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Rembrandt 19/11/13

100% up to €500 + 120 Spins

Sign up Bonus - Finland
40xb - lowest WR
CLAIM
New Customer Offer. T&C’s Apply. 18+.  PLUS 120 free spins (20 spins x 6 days). Min Deposit: €20. Max Bet: €5. Selected games only: See the website for a list of online slots. 2nd deposit: 100% up to € 500 + 60 bonus spins. 3rd deposit: 50% up to € 2000 + 120 bonus spins. Cashable.

3 / 5 Rating

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b-Bets 20/12/14

100% up to €500 + 120 Spins

Sign up Bonus - Finland
40xb - lowest WR
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New Customer Offer. T&C’s Apply. 18+. PLUS 120 Free Spins. 20 free spins for 6 days on Fruit Spin. Max Bet:€5. Min Deposit: €20. Selected games only: See the website for a list of online slots. 2nd Deposit: 100% Bonus up to €500 + 60 Free Spins. 3rd Deposit: 50% Bonus up to €2000 + 120 Free Spins.

3 / 5 Rating

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Mobilebet 12/05/16

100% up to €100 + 20 Spins

Sign Up Bonus - Finland
40xb - lowest WR
CLAIM
New Customer Offer. T&C’s Apply. 18+. Plus 20 Free Spins  on Book of Dead.  And get additional 20 Free Spins in next four days. Day 2: 20 Spins on Reactoonz. Day 3; 20 Spins on Hyper Viking game. Day 4; 20 Spins on Fire Joker game. Day 5; 20 Spins on Immortal Jokers. Free spins must be played within 14 days.  Deposits made via: Paysafe, Skrill or Neteller and Webmoney are not eligible for this bonus. Minimum Deposit: €10. 

3 / 5 Rating

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CasinoEuro 09/08/16

100% up to $100 + 50 Spins

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40xb - lowest WR
CLAIM
New Customer Offer. T&C’s Apply. 18+. This offer is not available for players residing in Ontario. Canadian customers must be 19+ to participate. Play Responsibly. On first deposit you’ll get 50 Free Spins, 25 on Ladybug Luck, and 25 Free Spins on The Dog House Megaways. Max bet €6. Minimum deposit €10. WR(Free Spins): 35x.  The following games are excluded from the bonus promotion offer: See website for list of online slots. From day of activation bonus will be valid for 5 days. Cashable. Deposits made through Skrill or Neteller will not be eligible for the Offer.


2.9 / 5 Rating

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Caxino 22/06/20

100% up to $200 + 100 Spins

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35xb - lowest WR
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New Customer Offer. T&C’s Apply. 18+. PLUS 100 Free spins: 10 per day over 10 days. Min deposit: 10 €/$. The max betf 5 €/$. The following games contribute 0% towards the overall wagering requirement: See website for list. 

2.9 / 5 Rating

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Lucky Bull 11/05/21

100% up to €888

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40x(b+d) - lowest WR
CLAIM
New Customer Offer. T&C’s Apply. 18+. A 100% Valuable, up to €888, is available on your first deposit. Valuable amounts and winnings are valid for 30 days, from the day of claiming.  For bonuses up to 100%, the wagering requirement is 40 times the bonus amount, unless stated otherwise. Max bet: 5 EUR.

2.9 / 5 Rating

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Tournaverse 29/07/22

100% up to €777

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30x(b+d) - lowest WR
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New Customer Offer. T&C’s Apply. 18+. Max bonus amount: €777. Restricted Countries: Bulgaria, all countries outside the European Union, Czech Republic, Croatia, Estonia, Hungary, Italy, Latvia, Lithuania, Poland, Romania, Slovakia, and Spain.

2.9 / 5 Rating

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Wheelz 14/01/21

100% up to €100 + 100 Spins

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35xb - lowest WR
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New Customer Offer. T&C’s Apply. 18+. Plus 100 Free Spins (10 Free Spins are given out each day for 10 days). Min deposit: 20 €. Max bet: 5 € per spin or 0.50 € per line until all wagering requirements have been fulfilled. Welcome Bonus will expire after 24 hours.

2.8 / 5 Rating

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Spinz 05/04/22

100% up to €100 + 100 Spins

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35xb - lowest WR
CLAIM
New Customer Offer. T&C’s Apply. 18+. Plus 100 Free Spins (10 per day over 10 days). Min deposit: 10 €. Max bet: 5 €.    

2.8 / 5 Rating

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24Bettle 01/02/16

100% up to €240 + 24 Spins

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40x(b+d) - lowest WR
CLAIM
New Customer Offer. T&C’s Apply. 18+. Plus 24 Free Spins on Book of Dead. There is no maximum payout on your Free Spin winnings. Min deposit: 10 €. The max bet: 5 €. Free Spins are available on a choice of 3 NetEnt slots. Free Spins are also available on other game provider's slots if required due to country restrictions.
 

2.7 / 5 Rating

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Big5 01/12/17

200% up to €500

Bonus code: WIZARLCB

Sign Up Bonus - Exclusive
40x(b+d) - lowest WR
CLAIM
Exclusive Bonus - Read Details
New Customer Offer. T&C’s Apply. 18+.This offer is not available for players residing in Ontario. New Customer Offer. T&C’s Apply. 19+. Play Responsibly. NO US! 200% up to €500. How to claim the bonus: Players need to sign up from our link, verify their email and enter the bonus code into the appropriate field on the Bonus page. Minimum deposit: €10. Max cashout: €100. Sticky Bonus: Yes. Allowed Games: Slots.  Game contributions towards the wagering requirement: Slots - 100%. Cashable bonus: Yes. Is the ND available on download &/or instant play version: Instant play version. Exclusive promo valid: Until Further Notice.

2.7 / 5 Rating

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Betway 09/08/16

150 Spins

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No Info
CLAIM
New Customer Offer. T&C’s Apply. 18+. 150 Free Spins on Fishin Frenzy Even Bigger Catch, Eye of Horus, Gold Blitz Ultimate,12 Masks of Fire Drums, Ancient Fortunes Poseidon Megaways. Minimum deposit: $/€10. Credit Card deposits only. The offer is valid for 7 days. For more information about wagering requirements please contact the casino customer supoort.

2.3 / 5 Rating

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Euro Palace 20/04/16

2.3 / 5 Rating

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LuckyDino 05/09/14

2.2 / 5 Rating

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CasinoJEFE 18/08/15

2.2 / 5 Rating

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Vegas Palms 09/08/16

2.1 / 5 Rating

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JustWOW 04/04/22

1.8 / 5 Rating

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FAQ's

Is gambling online allowed legally in Finland?

Yes, it sure is. The online gambling market is still pretty much monopoly-based, although offshore operators have access to it, and the country has shared plans to liberalize it further. Whether and when that will happen, we're yet to see.

Are Finnish online casino players allowed to join international online casinos?

Yes, they are. The market is open to offshore operators who wish to get licensed to offer their content to Finnish players, and players are, in return, free to join any licensed online casino they want.

Is Siirto a popular payment method across Finnish online casinos?

Yes, indeed, it is. Being such a convenient local payment solution to use, Finnish players love using its services and operators are more than willing to offer it. That's why you'll find it across at least 20 excellent, licensed sites if not more. Explore our list here at LCB, and you'll certainly find a suitable site to join, where you could use Siirto for your deposits and withdrawals.

 

Is Siirto available to players from theÅland Islands or only to Finnish players?

It sure is available to players from the Åland Islands, just as it is to Finnish players. You can rest assured that if you’re from the region, you’ll be able to use it. Unfortunately, these are the only two countries where the solution is available, so if a player from any other country, don’t get your hopes up, as you won’t be able to use it.

Do any fees apply when using Siirto for deposits and withdrawals?

Siirto itself does not charge any fees, but banks and mobile service providers might, depending on the ones you choose to use. Therefore, for any questions regarding the fees involved, make sure you get in touch with your bank or mobile service provider, to know exactly where you stand. Online casinos, however, will certainly not charge you extra for deciding to make deposits and withdrawals with this mobile payment solution.
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