Online Casinos in the USA Offering Zelle

Online gambling is currently quite popular, with many new states regulating it, and Zelle is one of the most appropriate payment methods to use as a US online casino player. It is a solution offered across most, if not all US casinos, precisely due to the perks it offers users. It was launched in the US, in collaboration with major US banks, allowing players to make instant deposits and withdrawals in just a few taps on their devices, without having to share sensitive details with the operator. What is Zelle and why choose to use it across US online casinos?

The Legality of Online Gambling in the USA

The US is a huge country where, as with other matters, people can get confused as to whether a certain activity is legal or not; this is exactly what happens with online gambling.

Considering it is not illegal in most states, we can say that the US is a gambling-friendly country, but the activity is entirely legal only in a few states.

To take you on a quick journey through online gambling history in the US, we must first mention the UIGEA (Unlawful Internet Gaming Enforcement Act), which made quite an impact on the industry. Banks, payment processors, and other financial institutions were forced to monitor and limit online players' illegal online gambling activities. Software developers that were already offering their games on the market withdrew them, so names like Microgaming decided to back up, and players were left with some, now-known as US-friendly, developers like Rival and BetSoft. Operators also closed their US-based sites out of fear of getting fined.

But players’ interest in online gambling in certain states never ceased and that’s what pressured the authorities to still consider legalizing the activity, to have better control over player protection. Nevada, Delaware, New Jersey, West Virginia, Michigan, Pennsylvania, and Connecticut all legalized online casinos and most other forms of online gambling, with Rhode Island to follow suit in 2024.

On the other hand, Hawaii and Utah, for instance, chose to ban it completely. Hence, while the situation is not perfect, there are still some states you can go to to gamble online with no obstacles. The regulators in these seven US states make sure to act against offshore operators, therefore, if a player from one of them, you can rest assured that your online gambling time would be the safest and most pleasant, with proper player protection measures in place.

What’s more, you can enjoy all kinds of online casino games! Leading developers have obtained their licenses to operate in the regulated markets, such as the amazing Live Dealer content provider Evolution, and the slots developing giants NetEnt and Red Tiger, among many others. With that, you can enjoy all kinds of slots, table games, scratchcards, and even Live Casino games. These games are delivered to you by powerful online casino operators like Bovada, Sloto’ Cash and Shazam, among others.

But, to fully enjoy your online gambling experience in the US, you must have a proper payment method at your disposal, and there’s no better than Zelle. This is a truly American payment solution that you’ll love using, thanks to the effortless getting started process and the smooth service it provides. It is offered among most of the licensed US casinos, so if interested in using it, continue reading to figure out how.

Why Start Using Zelle at a US Casino?

Zelle is a service provided by a private financial firm that is owned by top American banks, JPMorgan Chase, Capital One, Bank of America, the US Bank, Wells Fargo, and PNC Bank.

It was launched way back in 2011 under the name clearXchange but rebranded in 2016. Its owners wanted to create the most current, modern, and easy-to-use solution that would allow US users to make the smoothest transactions over the internet. And that’s precisely what it does.

As you’ll learn, it is an intermediary service that connects you, your bank, and the site you intend to pay at or purchase something from. Essentially, it is like functionality found on your online banking profile, but you have to enroll with it in order to get the most effortless transactions. In fact, that’s all you need to do; you never have to create an account with it in order to be able to electronically transact funds anywhere you want across the US. You never share any banking or personal details, other than your US phone number or email address. We’ll get more into that soon, but for now, you should know that as long as you have your online banking profile active and/or your bank’s app installed on your mobile or desktop device, you can start using the solution right away.

Those who wish can install its own app, but those who prefer going with their bank’s app can freely continue with it. To get started with it, you first need to go to its official website to enroll with it. Just follow the prompts and you’ll do that easily. And then, you can start using it right away. You won’t be sharing your phone number or email if you’re the one sending the payment; you’d have to provide the recipient’s phone or email and specify how much you’d like to send. If already enrolled, the recipient will immediately receive the transfer, and you’ll both get a confirmation. But, if not, the recipient will also be prompted to enroll, so that they can safely receive the funds.

And while the US dollar is the default currency when using the solution, you’ll be glad to hear that it allows you to trade Bitcoin as well! What happens is, even though launched by leading US banks, you have the opportunity, through LocalBitcoins.com, to locate a BTC seller in your area that has enrolled with Zelle. All you have to do next is send the seller the money in fiat currency to complete the purchase thanks to Zelle’s escrow system.

Now, this brings us to the most important part: using the solution across US online casinos. As you can see, you can use it to make deposits and withdrawals in both US dollars and Bitcoins. So, next, we’ll take you through the steps you need to make to actually make transactions with it across online casinos.

How to Deposit and Withdraw Across US Online Casinos with Zelle?

Thanks to the fact that seven states offer online gambling already, you can find hundreds of licensed online casinos in the US.

And the best part is, Zelle is an accepted payment method across most of them! That means you won't have to look long to find a suitable casino to join which will accept this amazing solution. So, roll up your sleeves and get to work! Here at LCB, you’ll find plenty of legit US sites to explore right away. Find the casino you’d like to join and register an account with it. Once you do, to make a deposit with Zelle, go through the following steps:

1. Head over to the online casino’s Banking page and search for Zelle’s logo (if not offered, select Bank Transfer).
2. In the new window, use your credentials to enter your online banking profile.
3. Select the option Pay with Zelle.
4. Contact Customer Support if the casino's email address or phone number is nowhere to be seen, get it and enter it in the designated field.
5. Specify how much you’d like to fund your online casino balance with and confirm the transaction.
6. If the casino is enrolled with the solution, the money will arrive instantly.

If, on the other hand, the casino is yet to enroll with the service, the operator will receive detailed information on how to do it to successfully receive the deposit. This may take a while, but usually, casinos that offer the solution have already enrolled with it, so you should be okay.

As you’d expect, the solution is also available for withdrawals considering it works via the US banking system. The procedure is pretty much the same, only this time, upon withdrawal request, you do need to enter your email address or US phone number so that the casino would know who to send the money to. You'll receive an email or SMS with the transfer confirmation, and from there, you can use your winnings as it suits you.

Written by ShellyS

Senior Content Writer

Expert On: Casino Banking reviews Gambling Regulations US Sports Betting

8 years of experience

538 Written reviews

Shelly has been writing for LCB since March 2018, with a strong focus on banking reviews. Her work helps players understand payment methods, fees, limits, and transaction processes across various casinos. She also covers gambling regulations, offering insights into licensing and player safety. Her goal is to deliver trustworthy, well-researched content that supports smart, secure gambling decisions for players and LCB members.

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