Sweden Strengthens Gambling Regulations with Enhanced Duty of Care Standards

Back Sweden Strengthens Gambling Regulations with Enhanced Duty of Care Standards

In a move to manage mounting concerns over gambling-related debt and safeguard player well-being, Sweden's Ministry of Finance is spearheading suggestions for a total ban on the use of credit for gambling activities within the country.

Protecting Vulnerable Players

The ministry underlines the imperative to shield individuals, particularly those vulnerable to gambling harm, from the perils of over-indebtedness. By eliminating the option of credit for gambling, authorities aim to mitigate the risk of financial strain and its associated societal repercussions.

Sweden currently prohibits licensed operators from providing credit according to the Gambling Act. However, proposed measures aim to strengthen these rules with a broader ban. This means operators and gambling agents cannot accept credit-funded deposits or bets, regardless of how or when the credit is given, including credit card transactions.

At the heart of the suggested measures is a focus on the responsibility of licensed operators. Acknowledging their crucial role in promoting responsible gambling, operators must implement strong measures to deter excessive behavior. Spelinspektionen, the national regulatory authority, will play a key role in limiting the necessary procedures, and securing consistency throughout the industry.

"Gambling for money on credit can lead to great financial difficulties," Minister of Financial Markets Niklas Wykman said. "Therefore, we are now stopping that possibility. It is not reasonable for gambling companies or gambling agents to contribute to individuals taking such large risks."

Timely Implementation

Should the proposals garner approval, the phased implementation is slated to begin on September 1 of the current year, with the comprehensive credit ban slated to take effect on April 1 of the ensuing year. This staggered approach affords operators and stakeholders ample time to adapt to the impending regulatory changes.

Spelinspektionen, a vocal promoter of strict measures to combat credit-based gambling, has thrown its weight behind the proposed ban. Drawing on practical evidence and industry insights, the regulator contends that denying the proliferation of credit-based gambling represents a key step towards encouraging a safer and more sustainable gambling landscape.

Sweden's proposed ban is emblematic of a broader global trend toward enacting prohibitive measures to curb credit-based gambling. Echoing similar initiatives in the UK and Australia, the move underscores a concerted effort by governments to prioritize consumer protection and mitigate the adverse socio-economic ramifications associated with excessive gambling.

By proactively addressing the nexus between gambling and indebtedness, Sweden is poised to effect a paradigm shift in its approach to gambling regulation. By prioritizing consumer welfare and responsible gambling practices, authorities are laying the groundwork for a more equitable and sustainable gambling ecosystem.


''Sweden proposes more comprehensive ban on gambling with credit'', igamingbusiness.com, February 26, 2024.

“The UK announced a ban on use of credit cards to gamble in 2020, with the ban introduced that April.”

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