Zimpler Secures Pix Authorisation as TrueLayer Acquisition Advances Expansion

Sweden’s Pay-by-Bank innovator Zimpler has received official approval from the Central Bank of Brazil to operate as a Pix participant, marking a decisive step in its Latin American growth strategy. The authorisation strengthens Zimpler’s ability to provide instant, direct payments in Brazil—one of the most advanced Open Finance markets globally—and reaffirms its commitment to regulatory compliance and partnership-led expansion.

“This authorisation marks a key milestone for Zimpler in Brazil,” said Johan Strand, CEO of Zimpler. “Pix is one of the most successful instant payment systems globally, and we’re proud to bring our European experience in Pay-by-Bank technology to support its continued growth. This step allows us to deepen our local partnerships and help businesses unlock the full potential of Open Finance in Brazil.”

Strengthening Presence in Brazil

Zimpler’s authorisation comes during a period of heightened regulatory oversight within Brazil’s rapidly evolving fintech landscape. The company’s strong compliance framework, governance standards, and robust security measures positioned it well to meet the Central Bank’s stringent criteria.

Since entering the Brazilian market in 2022, Zimpler has offered secure account-to-account (A2A) solutions that align with both local and international financial regulations. Earlier this year, it obtained certification as a Payment Institution (PI), enabling it to facilitate electronic money transactions directly. The new Pix authorisation further consolidates Zimpler’s operational standing, allowing it to deliver comprehensive real-time payment services across e-commerce, iGaming, and digital marketplaces.

“Brazil’s digital economy is one of the most dynamic in the world,” noted Sabrina Faria, Managing Director for Zimpler in Brazil. “Being authorised to operate Pix allows us to integrate seamlessly into local infrastructure, offering businesses faster payments, lower costs, and full compliance without unnecessary intermediaries.”

Supporting Open Finance Growth

Pix, introduced by the Central Bank of Brazil, has become a cornerstone of the nation’s digital payment infrastructure, enabling instant settlements between users. Zimpler’s integration into this network reinforces competition and interoperability, contributing to the broader Open Finance movement.

With operations anchored in São Paulo, Zimpler continues to grow its network of local partnerships while expanding its regulatory footprint across multiple jurisdictions. The company already connects over 350 million bank accounts in 25 markets, offering Pay-by-Bank infrastructure that facilitates secure, real-time financial interactions.

Expansion Under TrueLayer

The Pix milestone follows closely after the announcement that TrueLayer, a major European Pay-by-Bank network, signed an agreement to acquire Zimpler. The acquisition brings together two of Europe’s fastest-growing payment providers and positions the combined entity as a leading force in real-time payments innovation.

By combining TrueLayer’s technological reach with Zimpler’s strong Nordic and Latin American presence, the partnership is set to accelerate the shift from traditional card-based transactions to modern account-to-account payments. The acquisition also broadens TrueLayer’s network to more than 20 million users across Europe, enhancing its coverage in key markets such as Sweden and Finland through integrations like Swish.

Founded in 2012 by Johan Friis and Kristofer Ekman Sinclair, Zimpler has evolved into a major player in Pay-by-Bank technology. Its expanding global footprint—now bolstered by regulatory authorisations in Brazil and the TrueLayer merger—reflects the growing demand for faster, safer, and more transparent digital payment infrastructure.

Source:

“Zimpler receives official Pix authorisation from the Central Bank of Brazil”, zimpler.com. November 3, 2025