lucky for insurance

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Last post made 14 years ago by blueday
kynettie
  • Started by
  • kynettie
  • United States Sr. Member 385
  • last active 4 years ago

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  • Recently i had a heart attack and was in the hospital for 3 days. i got my bill and it was $45,000. My medical insurance cover most of the bill. All i had to pay was $200. Good thing i had insurance cuz the funny thing was i was going to ask my boss to give me the money for my medical insurance and i would get my own, but all these yrs paying for it i thought nah i don't need medical insurance i don't even go to the doctor and look  all this money$ I would get. Good thing i didn't.

  • Thank heavens you were sensible enough not to ask for the money kynettie!  That would have been an absolute disaster.

    I'm guessing you are all ok and a picture of health now. 

    blue

  • Thanks for sharing this, it might persuade some people not to do what you intended to with the insurance money. I hope you are in great shape now.

  • Healthcare is so expensive. There is something to be said about saving for a rainy day. Thank God things worked out and you kept the insurance. We need you here feeling as good as new wink

  • Great reminder for everyone kynettie. Sometimes we take it all for granted when we spend a fortune on insurance and think it is a waste of time. Someone up stairs was looking out for you in more ways then one.

    Hope all is well.

    Lips
  • Thanks for sharing and I hope you are on the road to recovery!!

    I spent $19,770 out of pocket for medical/dental insurance for my family last year.  I own a small company so I had to pay it all.  Also had a $5,000 deductibe per person. 

    Thankfully no major health issues but dang it to hell... it hurt to pay that much but had to....just in case.

  • Awww kynettie...

    I am truly sorry that you went through such a difficult time and sincerely hope that you re doing well.
    Through the years especially with my kids, I consistently learn the importance of having insurances and I too just had an experience nothing compares to what you went through but my van had a major problem and if hubby didn't buy an extended warranties ins.,it would have cost me over 5000 plus rent car to fix it...but only cost me $100 deductible...I thought it would be a waste of money to buy it but I learned my lesson.
    Thanks so much for sharing and I hope you will never have to face any ordeal like that again...
    Wish you the best!

  • Thanks all for those kind words.  Its been a year ago that i had my attack. Still not 100% i think its cuz i still smoke and stay up late gambling.  Thanks again


  • Thanks all for those kind words.  Its been a year ago that i had my attack. Still not 100% i think its cuz i still smoke and stay up late gambling.  Thanks again


    I also do the same Kynettie. I am looking into those ecigarettes though. I have cut alot of the salt off the food.

    In my case, the bills were about the same. But the hospital "Forgave" 100% of them. Heck, I was so broke I couldn't pay attention! laugh_out_loud

  • Thanks all for those kind words.  Its been a year ago that i had my attack. Still not 100% i think its cuz i still smoke and stay up late gambling.  Thanks again


    How time flies!

    I guess we all have our vices and smoking and gambling are two of mine too kynettie, so you're not alone.

    Glad you are ok.

    blue

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