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Three Card Poker by aka Wizard of Odds

Three Card Poker is one of the earliest and most successful of a wave of privately owned casino games. It was invented by Derek Webb in 1994 and continues to attract players looking for an easy-to-play poker variation. The idea is simple -- to have a higher-ranking poker hand than the dealer. The player is put to a fold or raise decision after seeing his cards, where an element of strategy comes in.

Rules

  • Player makes an Ante bet. He may also make whatever side bets that are available at this time.
  • The dealer gives each player three cards and himself three cards. The player may examine his own cards. 
  • The player must either fold or raise.
  • If the player folds, then he forfeits his Ante wager.
  • If the player raises, then he must make an additional Play bet, equal exactly to his Ante bet.
  • The dealer will turn over his cards.
  • The dealer needs a queen high or better to qualify.
  • If the dealer does not qualify then the player will win even money on the Ante bet and the Play bet will push.
  • If the dealer qualifies, then the player's hand will be compared to the dealer's hand, the higher hand wins. The order of poker hands is indicated below.
  • If the player has the higher poker hand, then the Ante and Play will both pay even money.
  • If the dealer has the higher poker hand then the Ante and Play will both lose.
  • If the player and dealer tie, then the Ante and Play bets will push.
  • If the player made the Ante bet and has a straight or higher, then the player will receive an Ante Bonus, regardless of the value of the dealer's hand. The most common Ante Bonus pay table is as follows:

Player Hand

Bonus

Straight flush

5 x Ante bet

Three of a kind

4 x Ante bet

Straight

1x Ante bet

There are a host of side bets that may be found on Three Card Poker, but the Pairplus is almost always there. It pays based on the poker-value of the player's cards only. The most common pay table is as follows:

Player Hand

Bonus

Straight flush

40 to 1

Three of a kind

30 to 1

Straight

6 to 1

Flush

3 to 1

Pair

1 to 1

Strategy

The strategy is very simple, raise with Q-6-4 or better, otherwise fold.

Odds

In the base game, the house edge, defined as the ratio of the expected player loss to the Ante bet, is 3.37%. However, the player will raise 68% of the time, for an average final wager of 1.68 units. This makes the element of risk, defined as the ratio of player loss to average final bet, 2.01%.

The house edge on the Pairplus, under the 1-3-6-30-40 pay table is 7.28%.

More Information

There is a wealth of information about the game at our sister-site Wizard of Odds. Other than the basics above, the Wizard covers:

  • Effect of alternate Ante Bonus and Pairplus pay tables
  • A host of other side bets
  • How to adjust your strategy if the dealer inadvertently exposes one of his cards


You may also play for free at our Three Card Poker trainer.

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